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78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
£895,000
Bedrooms
Bathrooms
Reception
Entrance Entrance via bespoke front door with frosted double glazed glass side panels into: Foyer Skirting. Smoke alarm. Internet point. Power points. Alarm system. Room temperature control. Oak stairs with glass panelling to first floor landing. Under stairs storage. Doors to: Cloakroom Oak doors. Extractor fan. Wash basin with mixer taps. Frosted double glazed window to side. Low level W/C. Access cupboard Access to water softener system. Individual boiler and immersion controls. Power points. Immersion tank housing. Utility room Power points. Skirting. UPVC double glazed door to rear garden. Sink with mixer taps. Worcester Bosch boiler housing. Integrated washing machine. Integrated freezer. Extractor fan. Smoke alarm. Kitchen / dining room Matching array of bespoke designed wall and base units with quartz worktops. Power points with USB points. Integrated double sink with mixer taps. Neff induction hob with extractor overhead. Neff eye level double oven. Dimmer switches. Double glazed bi-folding doors to rear garden. Integrated dishwasher. Double glazed windows to rear. Lounge Room temperature control. Power points. Skirting. Chandeliers and spot lights. Smoke alarm. TV point. Internet point. Double glazed windows to side and rear. Double glazed turret style bay window to front. Oak french doors leading to kitchen. Stairs to first floor Landing Skirting. Temperature control point. Radiator. Power points. Dimmer switch. Smoke alarm. Access to loft space. Oak internal doors to: Bedroom one Built in wardrobe space. Power points. Skirting. Wall lights. Radiator. Double glazed windows to front and side. TV point. Room temperature control. Access to En-Suite: En suite Low level W/C. Wash basin with mixer taps. Walk in shower unit. Shelving. Double glazed frosted window to side. Bedroom two Skirting. Room temperature control. Dimmer switches. TV Point. Power points. Wall lights. Double glazed window to side. Radiator. Turret style double glazed bay window to front. Smoke alarm. Access to En-Suite: En suite Chrome heated towel rail. Wash basin with mixer taps. Low level W/C. Frosted double glazed windows to front. Walk in shower unit with glass panelling. Shaver point. Floor to ceiling tiles. Bedroom three Skirting. Radiator. Power points with USB point. Dimmer switch. Double glazed window to front. Frosted double glazed window to side. Room temperature control. Smoke alarm. Access to En-Suite. En suite Chrome heated towel rail. Floor to ceiling tiles. Low level W/C. Wash basin with mixer taps. Light up vanity mirror. Frosted double glazed window to side. Walk in shower unit with glass panelling. Bedroom four Radiator. Skirting. Double glazed windows to front. Power points. TV Point. Dimmer switch. Smoke alarm. Family bathroom Chrome heated towel rail. Ceramic stand alone bath tub with bespoke up and over style hot and cold taps. Walk in shower unit. Wash basin with mixer taps. Frosted double glazed window to rear. Low level W/C. Floor to ceiling tiles. Rear garden Laid to pave area with laid to lawn section. Outside power points. Exterior wall lights. Access to garage. Front garden Laid to tarmac front driveway for multiple vehicle. Sloped entrance to front door. Access to double garage. Side access to rear garden. Double garage Electric up and over door. UPVC door to rear garden. UPVC door to access side decking area. Power points. Stairs to mezzanine level. Skirting. Spotlights. Double glazed windows to side. Smoke alarm.
New Home: Non New Home
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
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