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78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
£1,295,000
Bedrooms
Bathrooms
Reception
Entrance Hallway Downstairs toilet Study Drawing room Utility room Family room Dining room Kitchen Stairs to first floor Leading to; Bathroom Bedroom four Bedroom two En-suite Bedroom one Dressing room En-suite Bedroom three Stairs to second floor Stairs leading to; Bedroom five Bedroom six Shower room Front garden Part laid to lawn. Part laid to pave enabling off road parking to the front of the property. Rear garden Landscaped turfed garden with patio area and featured planting. External waterproof socket. Outside tap provided. Double garage With an electronically operated up and over door with remote control, power and light. Specification list Kitchen: -Shaker-Style Kitchen Beautifully designed shaker-style kitchen, equipped with a range of wall and floor cabinets and finished with elegant stone work surfaces. -Includes a 'Caple' wine cooler and 'Quooker' boiling tap for added convenience and luxury. Separate Utility Room providing practical space for laundry and additional storage, keeping the main kitchen clutter-free. Heating & Energy Efficiency: -Underfloor heating to the ground floor via an air source heat pump, with individual thermostat control for comfort and efficiency. -Double glazed PVCu windows and doors throughout, fitted with multi-point locking systems for enhanced security and insulation. Security: Wireless alarm system installed with PIR sensors to the ground floor, landing, and master bedroom. Doors & Fittings: American white oak internal doors with five vertical panels, complemented by chrome fittings, offering a modern and high quality finish. Additional information These properties are built by Elivia Homes, with a dedicated aftercare department offering support for two years after you move in for peace of mind. Kingsgate Place also is inclusive of a Residents Management Company and annual service charge fee. Disclaimer Please be advised the CGI imagery used on this listing may be of some of the other plots available at this development to show all of the properties available. For more information please feel free to contact us on 01843 600911.
New Home: Non New Home
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
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