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78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
£230,000
Bedrooms
Bathrooms
Reception
Hallway Cupboard housing plumbing for washing machine and fuse box. Phone entry system, power points. Doors to Lounge/kitchen/diner Double glazed sash bay window to front. Further double glazed sash window to front. Kitchen area Base units with complimentary granite work surface with standup. Drainer groves. Sink with mixer tap. Integrated oven and job with extractor fan over. Integrated dish washer. Integrated fridge /freezer. Bedroom one Double glazed sash bay window to front. Distant sea view. Electric radiator. Power points Bathroom Panelled bath with mains shower over. Low level WC with hidden cistern. Wall mounted vanity unit with mixer tap. Heated towel rail. Double glazed frosted window side. Extractor fan. Cupboard housing immersion tank Bedroom two Double glazed sash window to rear. Electric radiator. Power points. Leasehold information We are advised the properties will come with a share of freehold and a new 125 year lease. We are advised the service charges are approximately 735 - 872 per annum. Specification KITCHENS Howdens Clerkenwell range units in gloss white with soft close. Lamona ceramic hob. Lamona under-counter single fan-assisted oven. Lamona stainless steel extractor and hood. Lamona integrated fridge/freezer. Lamona integrated dishwasher. Granite worktop with 100mm upstands. Stainless steel single bowl under-counter sink. Rienza chrome monoblock tap. BATHROOMS & SHOWER ROOMS Kaldewei 1700 steel bath with concealed dual-port shower & bath mixer. Shower rail kit over bath. Glass bath shower screen. 600 wall-mounted vanity unit integrated basin with Alpha monoblock mixer tap. Low-profile shower tray. Concealed shower valve with rail kit. Fixed glass shower panel. Concealed cistern with front-access chrome push plate. Evo back-to-wall pan with matching seat. HEATING & HOT WATER Gledhill 180 cylinder. Milano electric smart dry heat heaters. ELECTRICAL Strategic downlighting to living areas, kitchens, and bathrooms, with pendant lighting in bedrooms. MK sockets & switches throughout. JOINERY Burford skirting and architrave. Daytona white doors throughout. FINISHES White satin wood paint finish on all woodwork & doors. White matt emulsion finish on all walls & ceilings. FLOORING Oak laminate flooring throughout living areas, kitchens, bathrooms, and hallways. Carpet to bedrooms. EXTERIOR Feather-edge fencing. Light grey Marshal slabs for paths and patio areas. Tarmac finish to communal parking areas. Turf to communal garden areas. WARRANTIES 10-year Protek build warranty. 20-year guarantee for flat roofs. 20-year damp and timber guarantees. Disclaimer: The specification may be subject to some change as necessary and without notice. Agents notes For the purposes of marketing, some photos displayed may be from other units in the building.
New Home: Non New Home
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
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