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78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
£850,000
Bedrooms
Bathrooms
Reception
Entrance Entrance via private front door into: Hallway Radiator. Stairs to first floor landing. Stairs to lower ground floor. Doors to: Dining room Bay style window to front with sea views. Feature fireplace. Wooden flooring. Original dutch style doors to: Lounge Sash windows to rear. Fireplace with feature surround. Original wooden floorboards. Laundry room Door to rear courtyard. Power points. Radiator. Stairs to lower ground floor Kitchen / dining room Fitted units with complementing work surfaces. Sash windows to rear courtyard. Wooden flooring. Doors to: Utility room Space for washing machine and tumble dryer. Door to rear courtyard. W/c W/C. Housing for boiler. Reception room Bay style window to front. Cellar room Storage room. Stairs to first floor Family bathroom W/C. Wash basin with mixer taps. Bath with shower attachment overhead. Windows to side and rear. Bedroom six Built in storage cupboards. Window to the rear. Radiator. Power points. Bedroom five / reception room Fireplace with feature surround. Door to balcony facing front. Power points. Radiator. Balcony Laid to tile. Wooden surround. Views over Ramsgate mariner. Stairs to second floor W/c W/C. Wash basin with mixer taps. Window facing to the rear. Bedroom four Window to rear. Built in storage cupboards. Power points. Radiator. Bedroom three Windows facing front. Built in storage cupboard. Power points. Radiator. Stairs to third floor Shower room Shower unit. W/C. Wash basin with mxier taps. Bedroom two Windows to rear. Built in storage cupboard. Power points. Radiator. Bedroom one Windows facing front. Access to loft. Power points. Radiator. Garden Split into two parts. A lower courtyard just off of the Kitchen and an upper courtyard. Parking The garden has electronic gates to the rear onto neighbouring road which allows the garden to double up as parking if needed.
New Home: Non New Home
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
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