5 bedroom detached for sale

£1,350,000

5

Bedrooms

3

Bathrooms

Floorplan

This quintessential detached, timber framed, Grade II listed cottage dates back to the 15th century and enjoys a plot of approximately 0.7 acres tucked away within a rural village lane. This stunning home boasts a wealth of character throughout with exposed timbers throughout and has been the subject of a sympathetic restoration programme carried out by the current owners during their tenure with a beautiful blend of the contemporary while retaining the homes history and charm. 'Cantlebury' extends to over 2,800 sq ft with accommodation over two floors and includes a large detached, double garage with a self contained guest annexe/'den' or home office over. A striking feature to the home upon approach is a wildlife pond in the front garden which creates a post card like view with the home in the backdrop beyond.

The main house includes a well planned kitchen/dining room that has recently been fitted and is adjoined by a garden room creating an open plan 'hub of the home'. The kitchen/dining space and garden room share views over the homes English country rear garden and out over the homes wildlife pond and front garden. The lounge and family room can be found at the front of the property and feature restored quarry tiled and oak parquet floors, an open fireplace and large Inglenook with log burning stove, respectively. The ground floor accommodation is completed by a boot room, utility and shower room all accessed from the porch at the side of the home.There are four bedrooms at first floor level, three of which are double rooms. Bedroom four is accessed via a second, private staircase from the sitting room and has entry through a doorway with restricted height. This room is especially suitable for a child. The family bathroom has recently been re-fitted with a four piece suite which includes a generous shower and free standing bath.

The property is approached via a limestone driveway with estate fencing and matching metal gates. At the street and to the front of the property is a period street lamp, exclusive to, and controlled from, the property. There is a double width garage with electronically operated up and over door, side access door (from the rear garden) a fitted kitchenette and storage cupboards. Above, accessed via a stair case is a useful room which would make a fantastic guest suite as it benefits from an adjoining en-suite shower room.The beautiful, seasonal gardens are a particular feature of the property and are enclosed by mature hedging creating privacy. The well-maintained lawns are extensive offer an outdoor space for all the family to enjoy. Towards the end of the rear garden is a small orchard (apples and pears) and outbuildings, with electricity connected. At the rear of the property, a large wrap around terrace is accessed via French doors from the garden room. In the garden is a timber built studio which is fully insulated with mains electricity connected and offers a fantastic home office space with internet hard wired from the house.

'Cantlebury' is situated on Chapel Street, a no-through road frequented by horse riders and ramblers, close to the heart of this small and pretty and commutable village. Hinxworth benefits from a popular public house, the Three Horseshoes, ancient parish church and recently Village Hall. Everyday shopping facilities including a baker, renowned butcher and convenience store, plus doctors surgery, dentist, nursery, post office and a number of pubs are found in nearby Ashwell (2.4 miles).

Comprehensive facilities can be found at Baldock, Biggleswade, Hitchin and Cambridge, all of which also offer mainline rail services into Londons Kings Cross, with times from Baldock from 39 minutes. For the road commuter, Hinxworth is well placed for the A505, A10, B1042/A603 to Cambridge, along with the A1 (1.5 miles), which heads to the M25 into London to the South and Peterborough to the North. Excellent primary schooling is available in Ashwell with state secondary schooling at Knights Templar in Baldock. Independent schooling is available at St Francis and St Christophers schools in Letchworth and other renowned schools in Hitchin, Kimbolton, Bedford and Cambridge. There are convenient rail and road links to these destinations.

Disclaimer: Please note we do not test any fixtures, fittings, apparatus or services. Any interested parties should undertake their own investigation into the working order of these items. All measurements provided are approximate and photos are provided for guidance only. Potential buyers are advised to re-check the measurements before committing to any expense. Potential buyers are advised to check and confirm the EPC, estate management charges and council tax before committing to any expense. Floorplans are for illustration purposes only. Cooper Wallace do not verify the legal title of the property and the potential buyers should obtain verification from their solicitors committing to any expense.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1125200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 33750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 112700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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