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£680,000 Offers over
Bedrooms
Bathrooms
THIS STUNNING FIVE BEDROOMED EXECUTIVE DETACHED FAMILY HOME IS SITUATED ON A PRESTIGIOUS DEVELOPMENT WITHIN THE HIGHLY DESIRABLE AREA OF COWPE, CONVENIENTLY POSITIONED FOR ACCESS TO LOCAL AMENITIES WHILST ENJOYING COUNTRYSIDE WALKS AND VIEWS ON YOUR DOORSTEP. INTERNALLY THE PROPERTY HAS ACCOMMODATION SPREAD OVER THREE FLOORS WITH FOUR BEDROOMS, FIVE BATHROOMS, THREE RECEPTION ROOMS, UTILITY ROOM AND A FIFTH BEDROOM USED AS A CINEMA ROOM/PLAY ROOM. THE PROPERTY IS OFFERED FOR SALE AT A COMPETITIVE PRICE AND EARLY VIEWING IS STRONGLY RECOMMENDED.
Internally, as you enter the property, you are welcomed by an entrance hall with staircase to the lower ground floor and first floor. The cloakroom has a matching two piece suite in white, comprising a wash hand basin and low level WC. The main lounge is a generous size with triple aspect windows, French doors with a Juliet balcony, feature wood burning stove, wooden flooring and modern decor. The fourth bedroom is located to the ground floor, with neutral decor and wonderful views. Off the fourth bedroom is the ensuite shower room with walk in shower cubicle, wall hung wash basin and low level WC.
'' The lower ground floor has been completely renovated with fresh plaster, electrics, flooring with under floor heating and appliances throughout. This includes, a completely new kitchen with built-in brand new AEG appliances: Fridge, Freezer, Dishwasher, Double Oven, 5 ring Induction Hob and Built in Microwave all with manufacturer warranties. The stunning new kitchen also features high gloss white units and white marble tops with under counter sink and a central island. ''
Located off the main lounge is the fifth bedroom. The utility room has plumbing for an automatic washing machine and space for a tumble dryer, theres also a brand new combi boiler with warranty, and remote thermostats fitted to the walls.
To the first floor is a large gallery landing area with views over the front of the property. The master bedroom benefits from a range of fitted wardrobes, walk in wardrobe and ensuite shower room. The second bedroom is a large double room currently used as a childrens bedroom. Bedroom three is a similarly sized third bedroom with views to the rear of the property, again used as a childrens bedroom. The family bathroom has an airing cupboard, matching three-piece suite in white comprising a panelled bath with shower above, pedestal wash hand basin, low level WC and partially tiled walls.
Externally, the property is situated on a large corner plot with a driveway for several vehicles, leading to a single integral garage. The front garden is laid to lawn with well stocked borders. To the rear the garden has a large patio area, raised deck a section laid to lawn and stone boundary walls.
'' NEW UPDATE ''
The property is now sold without any chain delays, and has had a completely new ground floor, the bedrooms have all been painted white with brand-new carpets and flooring throughout. This new transformation now makes the property feel like a new build with immaculate walls, flooring and appliances throughout.
GROUND FLOOR
Entrance Hall
Cloakroom - 1.72 x 1.25m
Lounge - 8.39 x 4.09m
Bedroom Four - 4.23 x 3.34m
Ensuite Shower Room - 2.46 x 1.41m
LOWER GROUND FLOOR
Hallway - 3.23 x 1.90m
Cloakroom - 2.41 x 1.52m
Open Plan Lounge/Kitchen/Diner - 8.37 x 7.88m reducing to 4.27m
Cinema Room/Bedroom Five - 5.90 x 2.87m
Utility Room - 3.23 x 1.89m
FIRST FLOOR
Landing - 2.94 x 3.3m
Master Bedroom - 4.69 x 4.25m
Dressing Area - 1.97 x 1.27m
Ensuite Shower Room - 2.20 x 2.00m
Bedroom Two - 4.63 x 3.22m
Bedroom Three - 4.28 x 3.15m
Family Bathroom - 3.16 x 2.26m
COUNCIL TAX
We can confirm the property is council tax band F - payable to Rossendale Borough Council.
TENURE - FREEHOLD
PLEASE NOTE
All measurements are approximate to the nearest 0.1m and for guidance only and they should not be relied upon for the fitting of carpets or the placement of furniture. No checks have been made on any fixtures and fittings or services where connected (water, electricity, gas, drainage, heating appliances or any other electrical or mechanical equipment in this property)
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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