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£215,000
Bedrooms
Bathrooms
3 BEDROOM SEMI DETACHED FAMILY HOME WITH PARTIAL COUNTRYSIDE VIEWS, LOCATED IN THE POPULAR AREA OF HASLINGDEN. PERFECT FAMILY HOME. COUNCIL TAX BAND A / FREEHOLD TENURE WITH NO GROUND RENT TO PAY.
Spacious property with lots of storage areas. The rear of the property has a patio area with a good-sized garden and summer house. Partial countryside views over to Tor in Helmshore. Driveway and front garden, Freehold tenure and council tax band A.
Excellent location close to Haslingden secondary school, local shops and supermarkets.
Ideal for first time buyer, family or investor.
GROUND FLOOR
Entrance Vestibule.
STORAGE ROOM
LOUNGE / DINER - 7m x 3.2m
Lovely spacious open-plan room with dual aspect views. Lovely light fittings and views over to Tor, and the rear patio / garden.
KITCHEN - 2.8m x 2.3m
Only 12 months old, built in oven and induction hob, the combi boiler is housed here, and only 5 years old.
FIRST FLOOR
MASTER BEDROOM - 3.3m x 3.29m
Double room with views out to the front of the property over to Tor hill in Helmshore.
BED 2 - 3.6m x 2.6m
Double bedroom with views out to the rear.
BED 3 - 1.8m x 1.7m
Smaller single room the front of the house.
SHOWER ROOM - 2.4m x 1.6m
Modern shower room only 12 months old with storage and heated towel rail.
EXTERNALLY
To the front you have a garden
Council Tax
We can confirm the property is council tax band A - payable to Rossendale Borough Council.
Tenure
We can confirm the property is Freehold.
PLEASE NOTE
All measurements are approximate to the nearest 0.1m and for guidance only and they should not be relied upon for the fitting of carpets or the placement of furniture. No checks have been made on any fixtures and fittings or services where connected (water, electricity, gas, drainage, heating appliances or any other electrical or mechanical equipment in this property).
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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