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£190,000
Bedrooms
Bathrooms
THIS 3 BED EXTENDED SEMI DETACHED PROPERTY WITH FRONT, SIDE AND REAR GARDEN IS ON THE MARKET IN NEWCHURCH, ROSSENDALE. GOOD SIZED ROOMS THROUGHOUT. TWO RECEPTION ROOMS AND PLENTY OF STORAGE AREAS.
The property features: Entrance hallway, a lounge, dining room, kitchen and pantry style storage. To the first floor you have 3 double bedrooms, and a family bathroom.
This property is well presented throughout and has recently had new carpets fitted. The boiler is a modern combi boiler with recent service. This property currently has a gas and electrical safety certificate with it. Also worth noting this property is really close to open countryside and woodland nearby which is ideal for walks and mountain biking.
Excellent local schools nearby including BRGS and close to Rawtenstall centre for all major amenities.
GROUND FLOOR
ENTRANCE VESTIBULE
LOUNGE - 5.6m x 3.3m
Lovely lounge with feature multi fuel stove and oak mantel, views to the front garden and into the dining room.
DINING ROOM - 3.8m x 3.4m
Light and airy room with double doors leading out to the side patio.
KITCHEN - 3.6m x 3.0m
Modern kitchen with island and built in appliances, large range cooker with 5 ring gas hob.
FIRST FLOOR
MASTER BEDROOM - 3.1m x 2.9m
Good sized master with a built in cupboard.
BEDROOM 2 - 3.5m x 3.1m
Double room with built in wardrobes and over bed storage.
BEDROOM 3 - 3.8m x 3.4m
Double room with views over the rear garden.
FAMILY BATHROOM - 2.2m x 1.4m
Matching 3 piece bathroom suite with shower over bath and heated towel rail.
EXTERNALLY
Gated Front, Side and Rear gardens, parking is on street.
COUNCIL TAX
Band A - Rossendale Borough Council.
TENURE
Freehold
PLEASE NOTE
All measurements are approximate to the nearest 0.1m and for guidance only and they should not be relied upon for the fitting of carpets or the placement of furniture. No checks have been made on any fixtures and fittings or services where connected (water, electricity, gas, drainage, heating appliances or any other electrical or mechanical equipment in this property
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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