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£165,000
Bedrooms
Bathrooms
QUAINT 2 BEDROOM STONE-BUILT COTTAGE IN EWOOD BRIDGE HASLINGDEN. NESTLED AWAY IN A SEMI RURAL LOCATION, THIS PROPERTY HAS SPACIOUS ROOMS, MODERN FULLY TILED BATHROOM, TWO DOUBLE BEDROOMS AND A REAR YARD.
The property has on road parking and also two rear lockable storage sheds, large enough to put a couple of bikes in.
Double-glazed windows and remote thermostat central heating. The combi boiler has had a recent health check. The front and rear door are both composite.
With this property having an EPC rating of C, Council tax band A, and a Tenure of Freehold with no ground rent to pay, this property is very affordable and efficient to run on a monthly basis. This lovely home has had a recent redecoration throughout.
Ground Floor
Lounge - 4.42m x 3.54m
Large front living room with under stairs storage.
Kitchen - 4.15m x 2.68m
Modern kitchen with built in single oven and 4 ring gas hob. Views out to the rear yard.
First Floor
Master Bedroom - 4.55m x 3.89m
Really good sized room with full length / height built in wardrobes.
Bedroom 2 - 4.5m x 2.3m
Views out to the rear.
Bathroom 1.3m x 1.7m
Floor to ceiling, fully tiled bathroom with matching white 3 piece bathroom suite. Built in shower over bath. Partially frosted double-glazed window with views onto neighbouring green space
Externally
Rear yeard with two stone built storage sheds. There are some stone steps leading up to some green space above the rear sheds.
Tenure
Freehold
Council Tax
Band B
PLEASE NOTE
All measurements are approximate to the nearest 0.1m and for guidance only and they should not be relied upon for the fitting of carpets or the placement of furniture. No checks have been made on any fixtures and fittings or services where connected (water, electricity, gas, drainage, heating appliances or any other electrical or mechanical equipment in this property).
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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