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£525,000
Bedrooms
Bathrooms
A STUNNING FIVE BED STONE, CHARACTER HOME IN A PEACEFUL COUNTRYSIDE SETTING. FEATURES INCLUDE A SPACIOUS OPEN-PLAN KITCHEN/DINER WITH WOOD BURNER, SEPARATE LOUNGE, STYLISH INTERIORS, GARDENS FRONT AND RECENTLY LANDSCAPED REAR, SPACIOUS INTEGRAL GARAGE, AND PANORAMIC VALLEY VIEWS. CLOSE TO WATERFOOT & RAWTENSTALL.
This impressive home is full of charm, with character features throughout and stunning interiors. The spacious open-plan kitchen/diner includes a feature wood burner, and a separate lounge.
Upstairs, the spacious master bedroom includes a stylish en-suite and partial views over the valley. Four further bedrooms offer flexibility for families, guests or home working, along with a sleek family bathroom and handy storage.
Externally, the property continues to impress. The recently landscaped tiered rear garden enjoys breathtaking panoramic views across the valley and features a lovely decked seating and cooking / dining area with power sockets ideal for a fridge etc. Theres also outside taps and electrical sockets, along with a composite storage shed. Theres also a mature front garden, large integral garage with electric door and driveway. This property has a 2-year-old combi boiler with Tado remote thermostat and app control.
Situated in a peaceful rural spot, yet just minutes from Waterfoot and Rawtenstall town centre, this home is close to local schools, transport links, and amenities.
GROUND FLOOR
Dining Kitchen - 7.52m x 4.01m
Built in dishwasher, double Belfast sink, electric range cooker, wine cooler and marble work tops. Villager multi fuel stove and stunning countryside views.
Lounge - 6.25m x 3.53m
Lovely cosy lounge with wood panelling, and under stair store.
Utility - 1.55m x 5.41m
Fittings for washer / dryer, sink, worktops and storage space. Access into the integral garage and to the rear property.
WC - 1.68m x 1.27m
Integral Garage - 6.40m x 5.41m
Electric door, power and lighting.
FIRST FLOOR
Landing
Fantastic landing with exposed beams, stone walls and complimentary carpets. Access into 5 bedrooms and the family bathroom.
Master Bedroom - 3.56m x 5.16m
Built in wardrobe, amazing countryside views and access into the ensuite. For reference, the current bed in the listing photos is a super king bed.
En suite Shower Room
Modern shower room with skylight.
Bedroom 2 - 3.30m x 4.11m
Bedroom 3 - 2.49m x 3.78m
Bedroom 4 - 2.90m x 3.56m
Study / Bedroom 5 - 1.75m x 2.97m
Currently used as an office
Family Bathroom
Modern 3 piece bathroom suite with storage cupboard.
The property does have two loft hatches, and is currently used for storage.
LOCATION
Cowpe is a peaceful hamlet in the Rossendale Valley, surrounded by beautiful countryside and popular walking routes like Cowpe Lowe, Hail Storm Hill, and the Rossendale Way. It offers a tranquil, rural lifestyle with scenic views, a close-knit community, and easy access to Cowpe Reservoir for relaxing strolls or fishing. While amenities in Cowpe are limited, nearby Waterfoot and Rawtenstall provide shops, cafs, schools, and healthcare facilitiesmaking Cowpe an ideal spot for countryside living with convenience close by.
COUNCIL TAX
We can confirm the property is council tax band D - payable to Rossendale Borough Council.
TENURE - FREEHOLD
PLEASE NOTE
All measurements are approximate to the nearest 0.1m and for guidance only and they should not be relied upon for the fitting of carpets or the placement of furniture. No checks have been made on any fixtures and fittings or services where connected (water, electricity, gas, drainage, heating appliances or any other electrical or mechanical equipment in this property)
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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