5 bedroom semi-detached for sale

£637,000

5

Bedrooms

3

Bathrooms

Floorplan

Cottage Fields are delighted to present this beautifully renovated and generously proportioned 5-bedroom semi-detached home, located in the ever-popular EN1 postcode. This exceptional property has been finished to a high specification throughout, offering stylish, modern living across three spacious floors, perfect for families or buyers

Step into a bright and welcoming open-plan kitchen and living area, designed with both functionality and aesthetics in mind. The sleek kitchen opens effortlessly into a bright and airy living space, where skylights overhead flood the room with natural light, creating a warm and inviting atmosphere, perfect for family gatherings, entertaining guests, or simply enjoying everyday living. Throughout the property, modern LED lighting enhances the ambiance, adding a stylish finish to every room.

Upstairs, youll find three generous-sized, light-filled bedrooms, each offering comfort and flexibility for growing families, guests, or working from home. The spacious landing provides a sense of openness, with LED downlighting continuing the homes contemporary theme.

The top floor reveals a luxurious loft bedroom complete with a stylish ensuite bathroom featuring both a bathtub and a separate walk-in shower, a true retreat offering hotel-quality luxury in the comfort of your own home.

Externally, this home continues to impress with a private driveway offering off-street parking, and secure side access leading to a well-maintained rear garden, ideal for outdoor dining, childrens play, or simply unwinding in your own private oasis.

With its high-end finishes, excellent layout, and abundance of natural light, this home is a rare gem in EN1. Recently renovated and ready to move into, it offers the perfect combination of modern luxury and everyday practicality.

Early viewing is highly recommended, properties of this calibre are in high demand and rarely stay on the market for long.


EPC Rating: C

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 528225

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15925
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 50475
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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