3 bedroom terraced for sale

£600,000 Offers in excess of

3

Bedrooms

1

Bathrooms

Floorplan

This charming three-bedroom terraced house beautifully blends period character with modern comforts, creating a truly inviting family home. The property welcomes you with its striking Victorian brick facade, classic bay windows, and a well-maintained front garden that enhances kerb appeal. Step inside to discover a bright and spacious hallway adorned with wooden flooring, decorative wall elements, and a large wall mirror that amplifies the sense of space and light. The open plan living and dining area is flooded with natural light from a large bay window and features a stunning period fireplace as a focal point, complemented by built-in shelving for practical storage and display.

The modern kitchen impresses with sleek wooden cabinetry, integrated appliances including a gas hob and double oven, and ample storage, making it ideal for both every-day living and entertaining. From here, large windows provide beautiful garden views and fill the space with natural light. Upstairs, three generously sized bedrooms each enjoy unique features such as period fireplaces, built-in storage, and large windows offering tranquil garden vistas. The stylish bathroom boasts a contemporary shower, elegant tiled walls, and a modern bath-tub with chic chrome fixtures. Outdoor living is a delight in the private garden oasis, featuring mature landscaping, a spacious patio area for dining, and multiple seating options - including a hammock and decorative lighting for relaxed evenings. Off-road parking and additional front garden space further add to the propertys appeal, offering comfort, convenience, and a peaceful setting in a desirable residential neighbourhood.
EPC Rating: D

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 497700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 47700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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