4 bedroom semi-detached for sale

£635,000

4

Bedrooms

1

Bathrooms

Floorplan

Nestled in the heart of Croydon is this deceptively spacious four bedroom semi-detached family home which presents an exceptional opportunity for buyers looking to create their perfect living space. In need of modernisation, the property offers a blank canvass and is ideal for those keen to add their own personal touch and realise its full potential.

The property boasts generous accommodation throughout, including three well proportioned reception rooms one of which lends itself perfectly to being transformed into a stunning open plan kitchen and dining area, subject to the usual permissions. The large loft area offers further scope for extension, making it an appealing choice for a growing family with an eye on the future.

Outside, off-street parking ensures convenience, while a rear garden offers plenty of outdoor space to enjoy. Additional benefits include a basement, providing ample storage and flexibility for a variety of uses.

The location is perfectly positioned to take advantage of a wealth of local amenities and superb transport links. West Croydon is just a stones throw away, while East Croydon station is within easy walking distance, providing fantastic access to mainline railway, tram, and numerous bus routes. An ideal purchase for commuters or those seeking quick access into Central London and beyond. Families will also appreciate the proximity to several highly regarded local schools.

This chain-free property is being sold with vacant possession and is bursting with untapped potential. To truly appreciate everything this family home has to offer, a viewing is highly recommended. Book your appointment today with Cray & Norton and imagine the possibilities.


Mobile coverage

EE: Green
Vodafone: Amber
Three: Green
O2: Green

Predicted Broadband Speeds:

Basic: 14 Mbps
Superfast: 80 Mbps
Ultrafast: 1000 Mbps

Satellite / Fibre TV Availability to include BT, Sky & Virgin.

Cray & Norton Estate Agents, their clients and any joint agents give Notice that they have no authority to make or give any representations on warranties in relation to the property. Any statements on which a purchaser wishes to rely must be checked through their solicitor or conveyancers. These Particulars do not form part of any offer or contract and must not be relied upon as statements or representation of fact. Any areas, measurements, dimensions are approximate and must be independently verified. The text, photographs and plans are for guidance only and are not necessarily comprehensive. It should not be assumed that the property has necessary Planning, Building Regulation or other Consents. We have not tested any appliances, services, facilities or equipment and Purchasers must satisfy themselves as to their adequacy and condition. We have not investigated Title, or the existence of any Covenants or other legal matters which may affect the property.

The Borough of Croydons Best Estate Agent'
Croydon Estate Agent
Croydon Letting Agent
The Best Estate Agent in Croydon'

'Data from Rightmove show that Cray & Norton took on more Sales Instruction and Sold (subject to contract) more properties than any other agent in the Borough of Croydon for the month of July 2025



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 526575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 50325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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