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Endeavour House, Church Road, Ramsden, Bellhouse, Billericay, Essex, CM11 1RN
£799,995 Offers in excess of
Bedrooms
Bathrooms
The property has been kept in character with a mix of period meets modern, from the approach to the property with its elegant sliding sash windows and front door leading to the hallway, which leads to the many spacious rooms to the ground and first floors, the formal lounge has a large bay window giving maximum light, with the modern extended kitchen/dining/family room has every modern convenience for todays family living.
The property is approached via a driveway with single garage with power and light, there is privacy hedging to one side with plants and shrubs to the front aspect leading to the front door.
Ground Floor Accommodation
Front door leading to the entrance, Hallway with sliding sash windows on either side, stairs leading to the first floor, wood flooring, doors leading to the cloakroom, a cloak cupboard, a formal lounge, and a formal dining room. Underfloor Heating.
Cloakroom with window to the front aspect, low-level w.c. wash hand basin, wood effect flooring, and a door leading to the Plant Room.
Formal Lounge 3.76m x 4.80m (12ft 4in x 15ft 9in) with an Elegant Bay Window to the front aspect and a feature fireplace and feature radiator, carpet flooring.
Formal Dining Area 3.32m x 4.80m (10ft 11in x 15ft 9in). leading to the Kitchen/Dining/Family room.
Kitchen/dining/family room 9.26m x 8.93m (30ft 5in x 29ft 4in) with Lantern Light Window, also a window to the side aspect with double doors, window to the rear aspect. Underfloor heating to the family room area and the central island area.
Integrated appliances include an Electric fan double oven/grill, gas hob, extractor fan, microwave, dishwasher, and fridge/freezer.
Door leading from the kitchen to the utility room, 1.77m x 3.87m (5ft 10in x 12ft 8in), under floor heating, there is a sink unit and plumbing for a washing machine and tumble dryer, and access to the rear garden.
First Floor Accommodation
Galleried Landing leading to bedrooms and family bathroom
Master Bedroom 7.10m x 4.21m (23ft 4in x 13ft 10in) window to the front and rear aspects fitted dressing area with three double wardrobes and one single wardrobe, dressing centre island with storage drawers. feature radiator, Door to en-suite shower room.
En-Suite Shower Room 1.80M X 1.80M (5ft 11in x 5ft 11in)
Low level W.C wash hand basin with feature vanity unit, and separate shower unit, fully tiled walls and floor, heated towel rail and mirror.
Bedroom Two 3.72m x 4.80m (12ft 2in x 15ft 9in) with window to the front aspect, fitted with two double wardrobes and one single feature radiator.
Bedroom Three 2.50m x 3.90m (8ft 2in x 12ft 10in) window to the rear aspect.
Bedroom Four 2.90m x 3.35m (9ft 6in x 11ft) Window to the rear aspect.
Family Bathroom 2.20m x 2.38m (7ft 3in x 7ft 10in) Window to the side aspect, low level w.c wash hand basin and bath with shower screen and shower, part tiled walls and tiled flooring.
The garden to the rear has a hot tub area and a seating area ideal for entertaining on summer nights. There is an access door to the garage, which has power and light.
What the agent says
The property has been kept in character with a mix of period meets modern, from the approach to the property with its elegant sliding sash windows and front door leading to the hallway, which leads to the many spacious rooms to the ground and first floors, the formal lounge has a large bay window giving maximum light, with the modern extended kitchen/dining/family room has every modern convenience for todays family living.
What the Owner Says
The property was built in 1900, and when we bought the house some 23 years ago, it was its semi-rural location that attracted us, but with proximity to Billericay High Street and Station, with its direct line to London's Liverpool Street. We've loved living here, making many friends in the village, and regularly visiting the local coffee shop. Which was originally opened by friends of ours. I am a regular runner and cyclist, and love being able to easily access the country lanes and bridle paths.
My daughter attended the village primary school and benefited from the smaller year groups, making lifelong friends. The accessibility and free bus to Mayflower School were also a big benefit.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,459.71
Total Interest: £445,501.79
Overall Total: £1,245,496.79
Amortization For Monthly Payment: £3,459.71 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £25,364.31 | £16,152.25 | £783,842.75 |
| 2026 | £24,839.79 | £16,676.77 | £767,165.97 |
| 2027 | £24,298.23 | £17,218.33 | £749,947.65 |
| 2028 | £23,739.09 | £17,777.47 | £732,170.18 |
| 2029 | £23,161.80 | £18,354.76 | £713,815.42 |
| 2030 | £22,565.75 | £18,950.81 | £694,864.61 |
| 2031 | £21,950.35 | £19,566.21 | £675,298.40 |
| 2032 | £21,314.97 | £20,201.59 | £655,096.81 |
| 2033 | £20,658.95 | £20,857.61 | £634,239.20 |
| 2034 | £19,981.63 | £21,534.93 | £612,704.28 |
| 2035 | £19,282.32 | £22,234.24 | £590,470.03 |
| 2036 | £18,560.29 | £22,956.27 | £567,513.76 |
| 2037 | £17,814.82 | £23,701.74 | £543,812.03 |
| 2038 | £17,045.14 | £24,471.42 | £519,340.61 |
| 2039 | £16,250.47 | £25,266.09 | £494,074.52 |
| 2040 | £15,429.99 | £26,086.57 | £467,987.95 |
| 2041 | £14,582.87 | £26,933.69 | £441,054.25 |
| 2042 | £13,708.23 | £27,808.33 | £413,245.93 |
| 2043 | £12,805.20 | £28,711.36 | £384,534.57 |
| 2044 | £11,872.84 | £29,643.72 | £354,890.85 |
| 2045 | £10,910.20 | £30,606.36 | £324,284.49 |
| 2046 | £9,916.31 | £31,600.25 | £292,684.24 |
| 2047 | £8,890.14 | £32,626.42 | £260,057.82 |
| 2048 | £7,830.64 | £33,685.92 | £226,371.90 |
| 2049 | £6,736.74 | £34,779.82 | £191,592.08 |
| 2050 | £5,607.32 | £35,909.24 | £155,682.83 |
| 2051 | £4,441.22 | £37,075.34 | £118,607.49 |
| 2052 | £3,237.25 | £38,279.31 | £80,328.18 |
| 2053 | £1,994.18 | £39,522.37 | £40,805.81 |
| 2054 | £710.75 | £40,805.81 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
Endeavour House, Church Road, Ramsden, Bellhouse, Billericay, Essex, CM11 1RN
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Sat Jul 05 2025
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Sat Jul 05 2025
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