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£950,000 Guide Price
Bedrooms
Bathrooms
Guide Price 950,000 to 975,000.
Stunning four double bedroom semi detached house offering open planned living accommodation situated in what is regarded as one of Sidcups premier roads, a short walk to Sidcup train station, Sidcup High Street, Birkbeck Primary, Chislehurst and Sidcup Grammar School and Merton Court Independent Schools.
Presented in excellent decorative condition throughout, the property comprises; entrance hall, lounge, second reception room that leads into the open planned kitchen/diner/family room with a central island in the kitchen area and bi-fold doors leading to a South facing rear garden. There is a separate utility room and a cloakroom on the ground floor.
The first floor comprises; four double bedrooms, ensuite shower to the main bedroom and a family bathroom.
Modernised throughout the property features a part integrated fitted kitchen with a central island, modernised ensuite and family bathroom.
There is an integral garage that could easily be converted into accommodation.
Outside there is off street parking on the front drive for two to three cars and a South facing rear garden with a large patio, lawn, established borders and a large summerhouse at the end of the garden.
Council Tax Band F.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,108.44
Total Interest: £529,036.68
Overall Total: £1,479,036.68
Amortization For Monthly Payment: £4,108.44 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £30,120.30 | £19,180.92 | £930,819.08 |
| 2026 | £29,497.43 | £19,803.79 | £911,015.29 |
| 2027 | £28,854.33 | £20,446.89 | £890,568.40 |
| 2028 | £28,190.35 | £21,110.87 | £869,457.52 |
| 2029 | £27,504.80 | £21,796.42 | £847,661.11 |
| 2030 | £26,796.100 | £22,504.22 | £825,156.88 |
| 2031 | £26,066.21 | £23,235.02 | £801,921.87 |
| 2032 | £25,311.68 | £23,989.54 | £777,932.33 |
| 2033 | £24,532.66 | £24,768.56 | £753,163.76 |
| 2034 | £23,728.34 | £25,572.89 | £727,590.87 |
| 2035 | £22,897.89 | £26,403.33 | £701,187.55 |
| 2036 | £22,040.48 | £27,260.74 | £673,926.81 |
| 2037 | £21,155.23 | £28,145.99 | £645,780.82 |
| 2038 | £20,241.23 | £29,059.99 | £616,720.83 |
| 2039 | £19,297.55 | £30,003.67 | £586,717.15 |
| 2040 | £18,323.23 | £30,977.100 | £555,739.16 |
| 2041 | £17,317.26 | £31,983.96 | £523,755.20 |
| 2042 | £16,278.63 | £33,022.59 | £490,732.60 |
| 2043 | £15,206.27 | £34,094.95 | £456,637.65 |
| 2044 | £14,099.09 | £35,202.14 | £421,435.51 |
| 2045 | £12,955.95 | £36,345.27 | £385,090.24 |
| 2046 | £11,775.69 | £37,525.53 | £347,564.71 |
| 2047 | £10,557.10 | £38,744.12 | £308,820.59 |
| 2048 | £9,298.94 | £40,002.28 | £268,818.31 |
| 2049 | £7,999.93 | £41,301.29 | £227,517.01 |
| 2050 | £6,658.73 | £42,642.49 | £184,874.52 |
| 2051 | £5,273.98 | £44,027.25 | £140,847.28 |
| 2052 | £3,844.26 | £45,456.97 | £95,390.31 |
| 2053 | £2,368.11 | £46,933.11 | £48,457.20 |
| 2054 | £844.03 | £48,457.20 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sun Jun 08 2025
All confirmed! We look forward to speaking with you.
Sun Jun 08 2025
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