4 bedroom semi-detached for sale

£325,000

4

Bedrooms

1

Bathrooms

Floorplan

An early inspection is recommended to appreciate the spacious accommodation offered by this tastefully decorated and well appointed, semi detached, family house. Installed with both gas central heating and Upvc double glazed windows, all with plantation shutters, the accommodation briefly includes; open vestibule, entrance hall, front lounge, rear lounge, dining room open plan with kitchen, on the first floor there are four bedrooms and a family bathroom and WC. Established, attractive gardens adjoin the property to the front and rear with the rear garden not being overlooked. The property is situated in a popular and established residential location convenient for nearby Primary and Secondary Schools and with further amenities found at the Southport Town Centre.

Open Vestibule

Tiled floor, inner door with stained glass and leaded insert.

Entrance Hall

Tiled floor, stairs to the first floor with hardwood hand rail and newel post. Decorative corbels and coving.

Front Lounge - 4.44m x 3.91m (147' into bay x 1210')

Upvc double glazed bay window with plantation shutters, woodgrain laminate flooring. Carved and painted timber fire surround with display mirror above, open interior and decorative stove style fire. Ornate coving and ceiling rose.

Rear Lounge - 3.68m x 3.76m (121' x 124')

Laminate flooring, carved and painted fire surround with cast iron log burning stove, picture rail and coving. Upvc double glazed window with plantation shutters.

Dining Room - 3.05m x 3.3m (100' to chimney breast x 1010')

Bricked recess to chimney breast, fixture cupboards and drawers to side, Upvc double glazed side window with plantation shutters. Tiled floor, opening to...

Kitchen - 3.56m x 4.32m (118' x 142')

Upvc double glazed window with plantation shutters and double bowl, double drainer stainless steel sink unit below. A range of base units with cupboards and drawers, wall cupboards and working surfaces. Island unit with pull vegetable drawers and working top. Stoves seven burner gas range with four ovens below, wide canopied cooker hood above, plumbing and recess for dishwasher and washing machine. Cupboard housing Glow Worm gas central heating boiler. Feature stained glass and leaded window to rear. Recessed spotlighting. Door to rear garden.

First Floor Landing

Recessed spotlighting.

Bedroom 1 - 4.47m x 5.61m (148' into bay x 185')

A range of built in wardrobes to one wall with mirrored doors. Upvc double glazed window and Upvc double glazed bay window both with plantation shutters.

Bedroom 2 - 3.66m x 3.78m (120' x 125')

Laminate flooring, Upvc double glazed window with plantation shutters.

Bedroom 3 - 2.67m x 2.72m (89' x 811')

Woodgrain laminate flooring, Upvc double glazed window and plantation shutters.

Bedroom 4 - 2.82m x 3.61m (93' x 1110')

Woodgrain laminate flooring, Upvc double glazed window and plantation shutters.

Bathroom - 2.64m x 2.08m (88' x 610')

Twin grip panelled bath with mixer tap and hand held shower attachment, pedestal wash hand basin, low level WC corner entry shower enclosure with hand held and rainhead showers. Towel rail/ radiator. Tiled walls and floor, recessed spotlighting, Upvc double glazed window with plantation shutters.

Outside

The property stands in attractive gardens to both front and rear. The rear garden having a paved patio, steps down to lawn, borders stocked with a variety of plants and shrubs, there is a second patio and raised bed, the rear garden is not directly overlooked from the rear and also has a useful brick shed.

Council Tax

Sefton MBC band C.

Tenure

Freehold.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 270825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 27075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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