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£190,000
Bedrooms
Bathrooms
Early viewing essential. This semi detached retirement bungalow has been comprehensively modernised and refurbished by the present owner. Works carried out to the property include, replacement windows, rewiring, new central heating, new bathroom, new kitchen, new LVT flooring, garden landscaped and garden shed with power. An inspection is essential to appreciate the layout and works carried out to this property and the centrally heated and double glazed accommodation briefly includes, entrance hall, lounge, kitchen, two bedrooms and shower room. The bungalow forms part of a retirement development of similar semi detached bungalows aimed at buyers of 55 years or above and is situated in the centre of Banks Village. No Chain Delay.
Side Entrance
Composite outer door with double glazed insert, LVT woodgrain flooring extending to the majority of the rooms. Upvc double glazed window. Useful cloaks cupboard.Lounge - 4.9m x 3.12m (161' x 103')
LVT woodgrain flooring, Upvc double glazed double doors leading to the rear garden. Opening to...Kitchen - 2.46m x 1.83m (81' x 60')
Tiled floor, High Gloss Grey units including base units with cupboards and drawers, wall cupboards and cupboard housing Main gas central heating boiler. Inset single drainer sink unit with mixer tap. Four ring ceramic hob with cooker hood above and electric oven below. Recess and plumbing for washing machine and recess for fridge freezer.Inner Hall
Bedroom 1 - 3.73m x 2.21m (123' x 73' extending to 88')
Upvc double glazed window, LVT woodgrain flooring.Bedroom 2 - 2.72m x 2.29m (811' x 76' extending to 9)
Upvc double glazed window, LVT flooring.Shower Room - 1.83m x 1.93m (60' x 64')
Walk in double shower enclosure with Triton electric shower, vanity wash hand basin with cupboards below, low level WC. Tiled floor. Extractor. Upvc double glazed side window.Outside
There are gardens to both front and rear, the property can be approached via Fleetwood Crescent from the rear and double gates provide access to off road paved parking. The rear garden is planned with patio, lawn and a useful shed which is installed with power supply.Restrictions
There is an age requirement for residents of 55 years or above.Council Tax
West Lancs band B.Tenure
Freehold.Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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