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£195,000
Bedrooms
Bathrooms
This semi detached house is installed with gas central heating and Upvc double glazing, the accommodation would benefit from a programme of modernisation. The accommodation briefly includes, entrance porch, entrance hall with stairs down to basement level, lounge, dining room/ bedroom 3, dining kitchen, sitting room, wet room and on the first floor there are 2 bedrooms. Parking to the front and a small garden to the rear. The property is situated in an established location convenient for the Town Centre facilities.
Side Entrance Porch
Upvc outer door and double glazed side windows.Entrance Hall
Front Lounge - 4.78m x 3.51m (158' x 116')
Upvc double glazed window.Side Lounge/ Bedroom - 3.71m x 3.33m (122' x 1011')
Dining Kitchen - 4.17m x 3.4m (138' x 112')
Upvc double glazed window, single drainer stainless steel sink unit, base units and wall cupboards. Four ring gas hob, split level electric oven. Wall mounted Valliant gas central heating boiler.Sitting Room - 2.9m x 2.44m (96' x 80')
Laminate flooring, Upvc double glazed window and door to the rear garden.Wet Room - 3.51m x 2.29m (116' x 76')
Level entry shower with electric shower, wash hand basin, low level WC.Basement
Staircase from the entrance hall provides access to basement room measuring 157' x 11.First Floor
Bedroom - 4.8m x 3.48m (159' into bay x 115')
Upvc double glazed window, built in wardrobes and drawers.Bedroom 2 - 3.15m x 3.61m (104' x 1110')
Upvc double glazed window, built in wardrobes, recess for bath.WC
Wash hand basin, low level WC.Outside
Parking to the front, garden to the rear with paving and decking.Council Tax
Sefton MBC band B.Tenure
Freehold.Note
This property was originally a semi detached house and historically part of the first floor has been sold off to provide a separate self contained flat which is not included in the sale.Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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