4 bedroom detached for sale

£375,000 Offers over

4

Bedrooms

2

Bathrooms

Floorplan

We are pleased to present this exceptional four-bedroom detached home, perfectly positioned on the highly sought-after Moss Lane in the heart of Churchtown. Combining generous living spaces with modern amenities, this property is an ideal family home in an enviable location.

The ground floor offers a wealth of living space designed to meet the needs of a busy family. With two large reception rooms, the bright and welcoming living room is perfect for relaxing, while the dining room provides ample space for family meals and entertaining. In addition to this the home benefits from a versatile office space, ideal for those working from home or requiring a quiet study area. The well-appointed kitchen features ample storage and an abundance of natural light, making it the hub of the home. A conveniently located utility room sits adjacent to the kitchen to provide additional storage and functionality. To complete the ground floor the conservatory overlooks the rear garden, this tranquil space is perfect for unwinding or enjoying views of the outdoors.

Upstairs, the property continues to impress with four well sized bedrooms. Each bedroom offers generous proportions and flexibility for growing families. There is a spacious master bedroom with a private en-suite for added convenience. To cater to family living there is a contemporary family shower room, stylishly finished for comfort and practicality. All bedrooms have the added luxury of fitted wardrobes.

The propertys outdoor spaces are equally impressive, with large rear garden perfect for children to play, summer gatherings, or simply enjoying the outdoors. Theres also a double garage providing secure parking and excellent storage options and finally a spacious front driveway capable of accommodating multiple vehicles with ease.

Nestled in the heart of Churchtown, this property enjoys a prime location close to an array of local amenities, including shops, cafes, and the charming history of Churchtown Village. The village offers a variety of bars, restaurants, and pubs, making it a vibrant spot for socialising.

For families, the property is within the catchment area of excellent local schools, including Churchtown Primary School, Larkfield Primary School, St Patricks Junior School and Stanley High School. Commuters will also appreciate the propertys convenient access to transport links.

This is a rare opportunity to acquire a stunning family home in one of Churchtowns most desirable locations. Combining space, style, and convenience, this property truly has it all. Book your viewing today to avoid disappointment!



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 312075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 30825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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