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£340,000 Offers in excess of
Bedrooms
Bathrooms
Curlett Jones are delighted to present this beautifully presented four-bedroom detached home. Nestled in the popular village of Banks, this property offers modern, flexible living ideal for growing families or those in need of extra space. Thoughtfully designed and finished to a high standard throughout, the property is conveniently located close to Banks St. Stephens Primary School, local shops, and is just a 10-minute drive to Southport Town Centre, making it a perfect blend of peaceful village life with easy access to town amenities.
Step through the front door into a welcoming entrance hall that sets the tone for this spacious and light-filled home. To the front, youll find a generous living room, designed to be both bright and cosy with bay windows allowing plenty of natural light. Just off the hallway, theres a versatile office/study - an ideal space for remote working, a playroom, or even a snug.
The heart of the home lies at the rear - a stunning open-plan kitchen and dining area, fitted with integrated appliances, sleek cabinetry, and finished to a contemporary standard. The space is perfect for entertaining and family gatherings, with bi-folding doors that open out onto the rear garden, creating a seamless indoor-outdoor flow. Adjacent to the kitchen is a practical utility area and a downstairs W/C, providing everyday convenience.
Upstairs, the master bedroom is a true retreat, complete with fitted wardrobes and a stylish private en-suite shower room. Two further double bedrooms share a modern and well-appointed Jack and Jill en-suite, making this a great layout for siblings or guests. The fourth bedroom, currently used as a dressing room, offers flexibility and would also make a perfect nursery, childs room, or guest bedroom. A modern family bathroom and a useful storage cupboard complete the first floor.
Outside, the property continues to impress. The expansive rear garden offers something for everyone, featuring a large lawn, a decking area, and a patio - ideal for summer barbecues, childrens play, or simply relaxing in the sun. To the front of the property, there is a two-car driveway leading to an integral garage, providing plenty of parking and storage space.
This fantastic home offers the ideal combination of modern interiors, generous living space, and a prime location - making it a rare find in todays market.
Arrange your viewing today!
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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