4 bedroom detached for sale

£500,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

A beautifully presented four-bedroom detached family home in the heart of Churchtown. Featuring an impressive open-plan living space with a high-end kitchen, bi-folding doors to the garden, log burner, and additional reception room, this home offers style and practicality throughout. With three spacious double bedrooms (master en-suite), a versatile fourth bedroom, modern family bathroom, large rear garden, and driveway parking all just moments from Churchtown Village and excellent schools.

Situated in the heart of Churchtown, this stunning four-bedroom detached family home offers the perfect balance of contemporary style, space, and everyday practicality, making it an ideal choice for modern family living.

The welcoming entrance hall opens into an expansive open-plan living area, designed to impress. The high-end kitchen features sleek cabinetry, integrated appliances including a wine cooler, and flows seamlessly into a large dining space with bi-folding doors opening onto the rear garden. A generous living area is centred around a charming log burner, creating a warm and inviting atmosphere. Completing the ground floor is a separate utility room, convenient downstairs W/C, and an additional reception room with a large bay window perfect as a snug, playroom, or home office.

The first floor offers three spacious double bedrooms, including a luxurious master suite with a contemporary en-suite finished to the highest standard. The fourth bedroom provides excellent flexibility as a childs bedroom, nursery, or study. A modern family bathroom completes the internal accommodation.

Externally, the property enjoys a large rear garden with decking ideal for entertaining as well as a substantial front driveway providing ample off-road parking.

Perfectly located just moments away from Churchtown Village, residents will benefit from a wide range of shops, bars, and restaurants all within walking distance. Families will also appreciate the close proximity to highly regarded schools, including Churchtown Primary, Larkfield Primary, and Stanley High School.

This home truly delivers on both location and lifestyle early viewing is highly recommended.



Features
  • Freehold

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 415200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 40200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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