4 bedroom semi-detached for sale

£875,000

4

Bedrooms

2

Bathrooms

Floorplan

Set in the highly sought-after area of Hoole, this elegant Victorian semi-detached home combines period charm with modern living. With four spacious bedrooms, generous living areas, and a stunning open-plan kitchen extension, it offers the perfect balance of character and contemporary style.

The entrance hall sets the tone for the home, as you are greeted by period features of the coved ceiling and wood flooring.

At the front, the living room is filled with natural light from the bay window and features a cast iron fireplace. A second reception room, currently used as a playroom/office provides a versatile living space, enhanced by a side bay window and fireplace.

An inner hall leads to the showpiece of the home a large open-plan kitchen, living, and dining area. Designed with both family life and entertaining in mind, this stylish space boasts a central island, feature skylights, and bi-fold doors opening directly onto the garden. The inner hall, which is also an extension of the kitchen, gives access to a separate utility room and a modern downstairs shower room.

The entrance hall also has access to a practical cellar.

Upstairs, the main bedroom is an impressive size, with twin sash windows flooding the room with natural light. Bedrooms two and three are both generously proportioned and full of character, each with decorative cast iron fireplaces. Bedroom four, forming part of the extension, offers excellent flexibility and space. A well-appointed family bathroom completes the first floor.


Externally to the front, there is ample off-road parking together with an electric car charging point. The rear garden has been designed for low maintenance, featuring a patio area flowing from the bi-fold doors, a lawn, and an additional seating area perfect for outdoor dining and relaxation.


Situated in the ever-popular Hoole, this home enjoys close proximity to independent shops, cafs, and restaurants, while also being within easy reach of Chester city centre, excellent schools, and transport links.


EPC Rating: D

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 724575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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