4 bedroom detached for sale

£895,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Cardrona is an exquisite Arts and Crafts home dating back to 1915, offering a rare opportunity to own a piece of history while enjoying the comforts of modern living with a show-stopping kitchen extension. Situated on a generous corner plot in a sought-after location in central Baildon, this property boasts charming original features, spacious living spaces, and beautifully landscaped grounds.

Dacre, Son & Hartley are delighted to present to the market this magnificent family home of discerning quality. Originally constructed in 1915, Cardrona exemplifies the Arts and Crafts style, showcasing a timeless elegance and luxury rarely available to purchase. Under recent ownership the property has been sympathetically extended and now affords luxurious family accommodation equipped and presented to an impressively high standard yet retaining many of its wonderful original features.

With accommodation traditionally planned over two floors, Cardrona briefly comprises on the ground floor; a welcoming reception hall giving a flavour of the grandeur of the accommodation on offer; elegant period staircase leading to the first floor; guest cloaks; a stunning principal sitting room enjoying dual aspects and with a beautiful handmade fireplace having a wood burner inset; second sitting room incorporating a dining area with attractive bay window; a show-stopping extended living/dining kitchen approaching 30 feet in length, with triple aspects including bi-fold doors to the terrace, a comprehensive range of storage units with a substantial island having a broad inventory of integrated appliances.

On the first floor; a landing further highlighting the impressive space within the home, serving as a spacious and inviting area that seamlessly connects to the four generously sized bedrooms; principal bedroom suite having high quality fitted furniture, duals aspects and a generously sized en suite; three further bedrooms; remarkably well preserved house bathroom and separate W.C. featuring original tilework.

Externally, the house is set on a generous plot, with beautifully landscaped, mature gardens that feature sweeping lawns and lush, extensive plantings. The current owners have meticulously maintained this garden, with its well-used entertaining areas adding to its charm. A driveway, lined with flowering borders and trees, leads to a parking area with double garage, complete with an attached home bar. In addition are useful stores accessed at the side of the house along with a good sized utility room with space and plumbing for appliances.

Baildon is a popular village which offers a wide variety of amenities including shops, restaurants and recreational facilities including a golf course, rugby, cricket and football grounds. Baildon has a rural location with moorland countryside close by as well as allowing daily commuting by rail to Leeds and Bradford. Motorway and air networks are also within easy reach. The area is also close to the World Heritage site of Saltaire and to the green corridor of the Leeds Liverpool Canal with its scenic walks and national cycle path.

Local Authority & Council Tax Band
The City of Bradford Metropolitan District Council
Council Tax Band G.

Tenure, Services & Parking
Freehold. Mains electricity, water, drainage and gas are installed. Domestic heating is from a gas fired combination boiler. Off-street driveway parking and garage.

Internet & Mobile Coverage
Information obtained from the Ofcom website indicates that an internet connection is available from at least one provider. Mobile coverage (outdoors), is also available from at least one of the UKs four leading providers. For further information please refer to:

From the roundabout in the centre of Baildon proceed up Westgate, at the junction turn left into West Lane, take fourth right into Westcliffe Ave where the property is accessed via the first driveway on the right.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £3,870.58

Total Interest: £498,408.24

Overall Total: £1,393,408.24

Amortization For Monthly Payment: £3,870.58 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£28,376.50 £18,070.45 £876,929.55 
2026£27,789.68 £18,657.26 £858,272.30 
2027£27,183.82 £19,263.12 £839,009.17 
2028£26,558.28 £19,888.67 £819,120.51 
2029£25,912.42 £20,534.52 £798,585.99 
2030£25,245.59 £21,201.35 £777,384.64 
2031£24,557.11 £21,889.83 £755,494.81 
2032£23,846.27 £22,600.67 £732,894.14 
2033£23,112.35 £23,334.59 £709,559.54 
2034£22,354.59 £24,092.35 £685,467.19 
2035£21,572.23 £24,874.72 £660,592.48 
2036£20,764.46 £25,682.49 £634,909.99 
2037£19,930.46 £26,516.49 £608,393.51 
2038£19,069.37 £27,377.57 £581,015.94 
2039£18,180.33 £28,266.62 £552,749.32 
2040£17,262.41 £29,184.53 £523,564.79 
2041£16,314.68 £30,132.26 £493,432.53 
2042£15,336.18 £31,110.76 £462,321.77 
2043£14,325.91 £32,121.03 £430,200.73 
2044£13,282.82 £33,164.12 £397,036.62 
2045£12,205.87 £34,241.07 £362,795.54 
2046£11,093.94 £35,353.00 £327,442.54 
2047£9,945.90 £36,501.04 £290,941.50 
2048£8,760.58 £37,686.36 £253,255.14 
2049£7,536.77 £38,910.17 £214,344.98 
2050£6,273.22 £40,173.72 £174,171.26 
2051£4,968.64 £41,478.30 £132,692.96 
2052£3,621.70 £42,825.25 £89,867.71 
2053£2,231.01 £44,215.93 £45,651.78 
2054£795.16 £45,651.78 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 728,575

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

34%

Annual Rental Profit

£ 48,957

Cumulative Rental Profit

£ 489,573

Cost of Purchase

£ 57,325
  • Stamp Duty
    £ 32,250

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 22,375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 58,443
  • Mortgage Interest
    £ 32,786

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 14,177
  • Letting Fee
    £ 240
  • Maintenance
    £ 10,740
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 995,109
  • Final Equity Profit
    £ 505,536

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 489,573

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 1,457,861

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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