4 bedroom semi-detached for sale

£599,950

4

Bedrooms

3

Bathrooms

Floorplan

Nestled in the tranquil cul-de-sac of Bowen Way, Coulsdon, this stunning semi-detached town house offers a perfect blend of modern living and countryside charm. the property has been thoughtfully extended to provide exceptional living space across three well-appointed floors.

Upon entering, you are greeted by a large open plan kitchen/diner/living room that creates an inviting atmosphere, ideal for both relaxation and entertaining. The heart of the home features a contemporary design, seamlessly connecting to a beautifully landscaped garden through bi-fold doors. This outdoor space is perfect for year-round enjoyment, whether hosting summer barbecues or enjoying a quiet morning coffee.

The property boasts four generously sized bedrooms, main with en suite and guest with further en suite providing ample accommodation for families or guests. A further family bathroom bathroom, including modern fixtures and fittings, convenience is at the forefront of this homes design.

Situated in the desirable Netherne on the Hill area, residents can enjoy the benefits of countryside living while still being close to local amenities. The surrounding area offers picturesque walks and access to a well-equipped gym, swimming pool, and spa facilities, ensuring a lifestyle of comfort and leisure.

With parking available at the front with 2 allocated bays and a community of similar homes, this property is not only a beautiful residence but also a wonderful place to call home. Offered for sale in exceptional order throughout, this house is a rare find and is sure to attract interest from discerning buyers seeking a versatile living space in a peaceful setting.

Entrance Hallway -

Cloakroom/Wc -

Kitchen/Living /Dining Area -

1st Floor -

Bedroom -

Ensuite -

Bedroom -

Bathroom/Wc -

2nd Floor -

Bedroom Plus En Suite -

Bedroom -

Bathroom/Wc -

Parking -

Garden -

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 497658.75

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14998.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 47696.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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