2 bedroom semi-detached for sale

£285,000

2

Bedrooms

1

Bathrooms

Floorplan

LOCATED ON THE POPULAR HOWDEN ROAD, THIS STONE-BUILT SEMI-DETACHED HOME HAS BEEN RECENTLY RENOVATED TO A HIGH STANDARD, CREATING A SPACIOUS LIVING AREA. SURROUNDED BY WELL-KEPT GARDENS, IT INCLUDES A PRIVATE DRIVEWAY AND DETACHED SINGLE GARAGE, MAKING IT A GREAT CHOICE FOR FAMILIES, COUPLES, OR ANYONE LOOKING FOR MORE SPACE THAN A TYPICAL TWO-BEDROOM HOME OFFERS.

Silsden is a popular and thriving village with excellent local facilities including village shops, supermarket, two primary schools, churches, public houses, eateries and a golf club. Situated midway between Skipton, Ilkley and Keighley it is an ideal base for the Aire Valley commuter with Steeton & Silsden railway station nearby, offering regular services to Skipton and Bradford/Leeds, with connecting trains through to London Kings Cross.

Benefitting from a GAS FIRED CENTRAL HEATING SYSTEM and double glazed windows throughout, and is described in brief below using approximate room sizes:-

GROUND FLOOR

LIVING ROOM
A bright and inviting space with a bay window to the front elevation, radiator underneath, and a cozy log burner. Plenty of room for comfortable seating and relaxing.

DINING KITCHEN
Featuring wooden work surfaces with a breakfast bar, a range of wall and base units, and a stylish tile splashback. Access to a cloakroom area. Equipped with high-spec appliances including an induction hob, double ovens, and a metal inset sink, plus a square arch leading to;

SUN ROOM
A light-filled conservatory/dining room, ideal for reading or hosting family. With glass double doors opening to the garden, a glass roof, and windows all around, plus access to the utility room.

UTILITY ROOM
The utility room is a practical space offering plenty of storage, work surfaces, and an inset sink.

FIRST FLOOR

LANDING
Providing access to all upstairs rooms, with a window to the side elevation letting in natural light.

BEDROOM ONE
A spacious double bedroom with a window to the front elevation and a radiator underneath.

BATHROOM
A white three-piece suite, featuring tiled surround to the jacuzzi-style bath with a shower above and a frosted window to the rear elevation.

BEDROOM TWO
Bedroom two is a comfortable double room with a window to the rear elevation and a radiator underneath.

EXTERNAL
A low-maintenance front garden with a private driveway leading to the detached garage. The rear garden offers a lush lawn, mature borders, and several seating areas, perfect for outdoor relaxation.

VIEWING ARRANGEMENTS
We would be pleased to arrange a viewing for you. Please contact Dale Eddisons Skipton office. Our opening hours are:- Monday to Friday: 9.00am - 5.30pm Saturday: 9.00am - 4.00pm Sunday: 11.00am - 3.00pm

PLEASE NOTE
The extent of the property and its boundaries are subject to verification by inspection of the title deeds. The measurements in these particulars are approximate and have been provided for guidance purposes only. The fixtures, fittings and appliances have not been tested and therefore no guarantee can be given that they are in working order. The internal photographs used in these particulars are reproduced for general information and it cannot be inferred that any item is included in the sale.

TENURE
We understand the property to be Freehold.

COUNCIL TAX
City of Bradford Metropolitan District Council Tax Band C. For further details on Bradford Council Tax Charges please visit or telephone them on .

MONEY LAUNDERING, TERRORIST FINANCING AND TRANSFER OF FUNDS REGULATIONS 2017
Money Laundering Regulations we are required to obtain identification from prospective buyers once a price and terms have been agreed on a purchase. Buyers are asked to please assist with this so that there is no delay in agreeing a sale. The cost payable by the successful buyer for this is 36 (inclusive of VAT) per named buyer and is paid to the firm who administer the money laundering ID checks, being Iamproperty / Movebutler. Please note the property will not be marked as sold subject to contract until the appropriate identification has been provided.

FINANCIAL SERVICES
Linley and Simpson Sales Limited and Dale Eddison Limited are Introducer Appointed Representatives of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited who are authorised and regulated by the Financial Conduct Authority. We routinely refer buyers to Mortgage Advice Bureau Limited. We receive a maximum of 30 per referral.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 237825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 7125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 24075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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