1 bedroom flat for sale

£127,500

1

Bedrooms

1

Bathrooms

Floorplan

CHARMING AND BEAUTIFULLY PRESENTED ONE-BEDROOM FLAT SET WITHIN A CHARACTERFUL VICTORIAN BUILDING ONE OF JUST FOUR PROPERTIES IN THIS HANDSOME CONVERSION! PERFECT FOR FIRST TIME BUYERS, THIS STYLISH HOME FEATURES A RECENTLY INSTALLED BOILER AND ENJOYS A PRIME POSITION IN A LIVELY CENTRAL LOCATION.

Silsden is a popular and thriving village with excellent local facilities including village shops, supermarket, a primary school, churches, public houses and eateries. Situated midway between Skipton, Ilkley and Keighley it is an ideal base for the Aire Valley commuter with Steeton & Silsden railway station nearby, offering regular services to Skipton and Bradford/Leeds, with connecting trains through to London Kings Cross.

FIRST FLOOR

COMMUNAL ENTRANCE
Private door to

LIVING ROOM
Relaxing and light-filled living room overlooking a gentle beck to the rear enjoy the sound of flowing water from the large rear-facing window with lovely views. Features a gas fire with stone hearth and a point for fibre optic broadband.

KITCHEN
Bright and characterful kitchen/diner featuring a charming curved window, a range of wall and base units, induction hob with brushed steel electric under oven, and an inset stainless steel sink. Includes washer/dryer, newly fitted boiler with Nest control panel, radiator by the dining area, and handy loft access for additional storage.

BEDROOM
Spacious double bedroom with high ceilings, fitted wardrobes, and a large rear-facing window that brings in plenty of natural light, complete with a radiator beneath.

BATHROOM
Modern bathroom with fully tiled walls reaching up to the high ceiling. Features a bath with shower over, sink set in a sleek vanity unit, white WC, and a newly serviced basin. Includes a heated towel rail and a new extractor fan for comfort and ventilation.

VIEWING ARRANGEMENTS
We would be pleased to arrange a viewing for you. Please contact Dale Eddisons Skipton office. Our opening hours are:- Monday to Friday: 9.00am - 5.30pm Saturday: 9.00am - 4.00pm Sunday: 11.00am - 3.00pm.

PLEASE NOTE
The extent of the property and its boundaries are subject to verification by inspection of the title deeds. The measurements in these particulars are approximate and have been provided for guidance purposes only. The fixtures, fittings and appliances have not been tested and therefore no guarantee can be given that they are in working order. The internal photographs used in these particulars are reproduced for general information and it cannot be inferred that any item is included in the sale.

TENURE
We understand the property to be Leasehold. Lease remaining: 965 years. Full lease term: 999 years from 19 October 1990. Further lease details TBC.

COUNCIL TAX
City of Bradford Metropolitan District Council Tax Band A. For further details on Bradford Council Tax Charges please visit or telephone them on .

MONEY LAUNDERING, TERRORIST FINANCING AND TRANSFER OF FUNDS REGULATIONS 2017
To enable us to comply with the expanded Money Laundering Regulations we are required to obtain identification from prospective buyers once a price and terms have been agreed on a purchase. Buyers are asked to please assist with this so that there is no delay in agreeing a sale. The cost payable by the successful buyer for this is 36 (inclusive of VAT) per named buyer and is paid to the firm who administer the money laundering ID checks, being Iamproperty / Movebutler. Please note the property will not be marked as sold subject to contract until the appropriate identification has been provided.

FINANCIAL SERVICES
Linley and Simpson Sales Limited and Dale Eddison Limited are Introducer Appointed Representatives of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited who are authorised and regulated by the Financial Conduct Authority. We routinely refer buyers to Mortgage Advice Bureau Limited. We receive a maximum of 30 per referral.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 101512.5

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 3187.5
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 5887.5
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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