3 bedroom terraced for sale

£200,000

3

Bedrooms

1

Bathrooms

Floorplan

A TRADITIONAL MID TERRACE HOUSE OVER THREE FLOORS PLUS CELLAR, LOCATED CLOSE TO SILSDEN TOWN CENTRE AND LOCAL AMENITIES. TO THE GROUND FLOOR IS THE KITCHEN/DINER AND LOUNGE, WITH TWO BEDROOMS AND FAMILY BATHROOM TO THE FIRST FLOOR, AND ON THE SECOND FLOOR IS THE PRINCIPAL BEDROOM. OUTSIDE THERE IS A REAR GARDEN AND TO THE FRONT IS A SMALL YARD WITH STREET PARKING.

Silsden is a popular and thriving village with excellent local facilities including village shops, supermarket, primary schools, churches, public houses, eateries and a golf club. Situated midway between Skipton, Ilkley and Keighley it is an ideal base for the Aire Valley commuter with Steeton railway station nearby.

The smartly presented accommodation with NEST CONTROLLED GAS FIRED CENTRAL HEATING, SEALED UNIT DOUBLE GLAZING and with approximate room sizes comprises:

GROUND FLOOR

ENTRANCE HALL
With tiled floor and door into:

SITTING ROOM 141' x 107' (4.3m x 3.23m)
A spacious reception room with laminate flooring and window to the front elevation, offering a good space for entertaining or relaxing.

BREAKFAST KITCHEN 128' x 1010' (3.86m x 3.3m)
A modern breakfast kitchen having a range of base and wall units incorporating cupboards, drawers, breakfast bar and co-ordinating work surfaces having a tiled splash back. Inset one and a half bowl circular stainless sink unit with mixer tap, and integrated Hotpoint range cooker. Tiled floor, recessed spotlights, understairs storage, fitted shelf, window to the rear elevation and door out to the rear garden.

FIRST FLOOR

LANDING
With stairs up to the second floor and window to the rear elevation.

BEDROOM ONE 142' (4.32) x 107' (3.23) plus entry recess
With an extensive range of fitted wardrobes, overhead cupboards, drawers and freestanding wardrobe. Window to the front elevation.

BEDROOM TWO 98' x 68' (2.95m x 2.03m)
With a fitted wardrobe, fitted shelf and window to the rear elevation.

BATHROOM
A stylish house bathroom with a white three piece suite comprising a panelled Jacuzzi style bath with shower attachment, separate tiled shower stall with Jet shower, low suite W.C. and pedestal wash basin. Heated towel rail, recessed spotlights, tiled walls and floor.

SECOND FLOOR

BEDROOM THREE 1410' x 126' (4.52m x 3.8m)
Another good sized double bedroom having exposed beams, access into the boarded eaves providing storage and Velux windows.

OUTSIDE

GARDEN
To the front of the property there is a low maintenance garden whilst to the rear there is an enclosed south facing yard with artificial grass.

VIEWING ARRANGEMENTS
We would be pleased to arrange a viewing for you. Please contact Dale Eddisons Skipton office. Our opening hours are:- Monday to Friday: 9.00am - 5.30pm Saturday: 9.00am - 4.00pm Sunday: 11.00am - 3.00pm

PLEASE NOTE
The extent of the property and its boundaries are subject to verification by inspection of the title deeds. The measurements in these particulars are approximate and have been provided for guidance purposes only. The fixtures, fittings and appliances have not been tested and therefore no guarantee can be given that they are in working order. The internal photographs used in these particulars are reproduced for general information and it cannot be inferred that any item is included in the sale.

TENURE
We understand the property to be Freehold.

COUNCIL TAX
City of Bradford Metropolitan District Council Tax Band B. For further details on Bradford Council Tax Charges please visit or telephone them.

MONEY LAUNDERING, TERRORIST FINANCING AND TRANSFER OF FUNDS REGULATIONS 2017
Money Laundering Regulations we are required to obtain identification from prospective buyers once a price and terms have been agreed on a purchase. Buyers are asked to please assist with this so that there is no delay in agreeing a sale. The cost payable by the successful buyer for this is 36 (inclusive of VAT) per named buyer and is paid to the firm who administer the money laundering ID checks, being Iamproperty / Movebutler. Please note the property will not be marked as sold subject to contract until the appropriate identification has been provided.

FINANCIAL SERVICES
Linley and Simpson Sales Limited and Dale Eddison Limited are Introducer Appointed Representatives of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited who are authorised and regulated by the Financial Conduct Authority. We routinely refer buyers to Mortgage Advice Bureau Limited. We receive a maximum of 30 per referral.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 157700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 5000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 7700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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