4 bedroom semi-detached for sale

£2,450,000

4

Bedrooms

3

Bathrooms

Floorplan

FULL DETAILS Perfectly nestled between the vibrant charm of Highgate Village and the convenience of Highgate Tube Station, this elegant four-bedroom semi-detached Victorian home combines period character with thoughtful modern touches.

The home is full of delightful details beginning with the stunning stained glass front door that sets a welcoming tone as you step inside. On the ground floor, an elegant double reception room stretches the length of the house, complete with a working ornate fireplace and a deep bay window that floods the space with natural light. Currently arranged as a reception and formal dining room, this flexible space is equally well-suited for entertaining or relaxed family living.

To the rear, a spacious eat-in kitchen opens directly onto a south-east facing patio and secluded garden a perfect spot for quiet morning coffees or summer evenings with friends. There is also potential to extend to the side (subject to planning permission), offering further scope to tailor the space to your needs.

Upstairs, the principal suite is a luxurious retreat, featuring a generous walk-in wardrobe and a beautifully finished en-suite bathroom with both a roll-top bath and a walk-in shower. A further double bedroom, a sleek family shower room, and a separate guest W.C. complete the first floor. The top floor offers two more spacious double bedrooms, one of which benefits from its own en-suite shower room ideal for guests, teenagers, or a home office with a view. A practical basement utility room adds valuable extra space, keeping the day-to-day running of the household discreetly tucked away.

The location is truly special. Just a two-minute stroll from Highgates ancient hornbeam woodlands, and only a short drive from the rolling green acres and wild swimming ponds of Hampstead Heath, the setting feels both connected and peaceful. Highgate Village is a short walk up the hill, with its historic pubs, boutique shops, excellent restaurants, and the renowned Highgate School. For those commuting, the A1 is minutes away, the M1 (J2) is within a 10-minute drive, and Highgate Underground Station (Northern Line) is just a five-minute walk.

Freehold
Council Tax Band - G

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 2106700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 61250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 269200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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