Southfield Lane, Bilton-in-Ainsty, York, North Yorkshire, YO26

1 /17
Available / For Sale

4 bedroom detached for sale

£725,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

A beautifully modernised 4/5 bedroom detached family home with annex, conservatory, spacious open-plan living areas, large gardens, solar panels, and ample parking, set in a peaceful, private location with stunning countryside views.

A rare opportunity to own this beautifully modernised 4/5 bedroom detached home, offering a perfect blend of generous living space, stylish interiors, and complete privacy. Set back from the road and surrounded by open green space, this bright and airy home is ideal for families looking for flexible living in a peaceful setting.

Step into an elegant entrance porch that leads into a spacious hallway and through to the heart of the home, a large open-plan kitchen, dining, and lounge area. Designed for modern living and entertaining, this space is filled with natural light and finished to a high standard. The kitchen is sleek and contemporary, flowing seamlessly into the dining and living zones. A large family sitting room offers additional space to relax, and the conservatory provides a tranquil spot to enjoy the views of the garden all year round. A practical utility room, downstairs WC, and a separate room, ideal as a home office or fifth bedroom complete the ground floor.

Upstairs, there are three generously sized family bedrooms, including a spacious master suite with a stylish en-suite shower room. A modern family bathroom serves the remaining bedrooms. In addition, a fourth bedroom is located in a self-contained annex-style layout, complete with its own en-suite perfect for guests, older children, or multi-generational living.

Outside, the home sits in large, wraparound gardens with lawned areas, mature planting, and a patio thats perfect for outdoor dining or relaxing in the sun. A long driveway provides ample off-road parking, leading to a single garage. Solar panels offer eco-friendly benefits and lower energy costs, and the entire property has been thoughtfully updated throughout with a focus on space, comfort, and light.

This is a truly special home, offering a unique combination of privacy, modern living, and countryside charm ready to move straight into and enjoy

Local Authority & Council Tax Band
York City Council,
Council Tax Band E

Tenure, Services & Parking
Freehold
All mains services are installed
Garage and driveway

Internet & Mobile Coverage
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages

Flooding Check for flooding in England - GOV.UK indicate the long term flood risks for this property are: - Surface Water - Very low. Rivers & the Sea - Very low. Groundwater - Flooding from groundwater is unlikely in this area; Reservoir - Flooding from reservoirs is unlikely in this area.



Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 600825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 57075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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