High Row, Ramsgill, Harrogate, North Yorkshire, HG3

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Available / For Sale

Dacre Son & Hartley

Kings House, 13 High Street, Pateley Bridge, North Yorkshire

4 bedroom semi-detached for sale

£665,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

This charming four bedroom period country home with garaging/outbuildings and delightful garden areas enjoys a prominent position within the highly regarded Nidderdale village of Ramsgill.

Ghyll Cottage has been cleverly created as a double fronted four bedroon home by the amalgamation of two period cottages now providing a flexible layout of superbly presented accommodation.

With attractive stone elevations, secondary double glazing to period timber windows, additional insulation to the roof and majority of external walls along with enlarged radiators the property now boasts heating via a Nibe Airsource pump generating RHI initiative annual income of 1851 (until 17/4/28) to the owner. Records show that this exceeds the costs of heating the house. There is also an electric vehicle charger and super-fast fibre broadband for homeworking.

The property now offers an elegant sitting room, a stunning full depth family dining kitchen with walk in pantry and guest cloakroom as well as a rear utility hall.

There is also a substantial working kitchen/utility room ideal for 'messy use' after gardening and outdoor pursuits as well as a home for household pets.

There remain two separate staircases to the first floor which enhances the versatility of the layout upstairs with two southerly facing principal double bedrooms overlooking the gardens and village beck, two further interconnecting double bedrooms to the rear of the property served by a stylish house bathroom and a separate contemporary shower room.

The attractive lawned front gardens are bounded by historic stone walling whilst to the rear of the property is a fully enclosed flagged courtyard with direct access to a useful garage/workshop building with additional store rooms.

To the side and front of Ghyll Cottage, lies grassed common land and there is the valuable ownership of an additional enclosed garden area to the immediate south of Ramsgill Beck. This charming and historic village formed part of the Yorke Manor landholdings having 'conservation status' within the Nidderdale AoNB.

The vibrant Dales town of Pateley Bridge lies a short drive down the valley and provides many options for recreation and education and the busy commuter can continue down the valley to the major conurbation of Leeds/Bradford.

Agents Note
Ghyll Cottage is located in a conservation area. It has private water supply via a bore hole with drainage to a treatment plant behind the Yorke Arms (written agreements in place with provision for payment of 2% of running costs).

Local Authority & Council Tax Band
North Yorkshire County Council,
Council Tax Band F
Tenure, Services & Parking
Freehold.
Ample off street parking and garaging
Mains electricity, private water supply and connection to treatment plant.
Located in a conservation area


Internet & Mobile Coverage
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages

From Harrogate take the B6165 road to Pateley Bridge and drive through the town, then take the first right hand turn onto Low Wath Road. Continue on this road until reaching the village of Ramsgill. Travel past the Yorke Arms where Ghyll Cottage is located on the left.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 551325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 52575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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