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15 Old London Road, Penrith
£1,250,000 Guide Price
Bedrooms
Bathrooms
''Charming Georgian Elegance on the Edge of the Lake District''
This is an equisite Grade II listed four bedroom Georgian house and adjoining one bedroom cottage sitting in the heart of the village of Greystoke and is a rare opportunity to acquire a stunning period property.
Nestled on the edge of the breathtaking Lake District National Park, this exquisite Grade II listed four bedroom Georgian house and adjoining one bedroom cottage in Greystoke presents a rare opportunity to own a piece of history, beautifully refurbished for its current owners by heritage builders Carrock Homes. Overlooking a picturesque village green, this stunning residence combines traditional charm with modern luxury, making it an idyllic family home or investment.
Step inside the main home and be captivated by four spacious bedrooms, including one of the most exceptional master bedroom suites youve ever encounteredan oasis of tranquillity that promises restful nights and rejuvenating mornings. The property boasts five elegantly appointed reception rooms, each bathed in natural light from bespoke double-glazed sash windows that not only enhance energy efficiency but also frame delightful views of your surroundings.
At the heart of this home, within the kitchen and adjoining dining room, with mezzanine balcony lies a bespoke handmade fitted kitchen with Aga a culinary haven where style meets functionality. With stunning exposed oak work and underfloor heating throughout and an array of original fireplaces and period features, every corner in the property tells a story while providing comfort for modern living.
For those seeking additional income potential, a beautifully-presented, detached one-bedroom holiday cottage awaitsperfect for guests, multi-generational family or as a lucrative rental option.
Outside, discover your own private retreat with beautiful mature gardens and terraces that are well-stocked and sun-filled. A charming stone garden shed adds character to your outdoor space while offering practical storage solutions.
This property is not only about beauty; its equipped with a biomass boiler system boasting 9.5 years remaining on its RHI payment plan which means it cost nothing to heat the house an eco-friendly investment that pays dividends! The boiler plant room also offers ample storage space.
The vibrant village of Greystoke offers essential amenities including a local pub, shop with post office, primary school, and even a community swimming poolall just a short stroll away. It is well connected to nearby towns, mainline railway and attractions, so convenience is at your doorstep.
Dont miss out on this unique opportunity to embrace life in this remarkable Georgian home! To truly appreciate all that this property has to offerincluding its enchanting surroundingsbe sure to enjoy our full video tour available on YouTube, Facebook or our website.
''Enquire today for more details or to schedule your private viewing! Your dream home awaits!''
Epc & Council Tax - EPC - Exempt
Council Tax - E
Services - Mains Water, Drainage and Electricity
Bio-Mass Heating
Disclaimer - These particulars, whilst believed to be accurate are set out as a general guideline and do not constitute any part of an offer or contract. Intending Purchasers should not rely on them as statements of representation of fact but must satisfy themselves by inspection or otherwise as to their accuracy. The services, systems, and appliances shown may not have been tested and has no guarantee as to their operability or efficiency can be given. All floor plans are created as a guide to the lay out of the property and should not be considered as a true depiction of any property and constitutes no part of a legal contract.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £5,405.84
Total Interest: £696,100.89
Overall Total: £1,946,100.89
Amortization For Monthly Payment: £5,405.84 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £39,631.98 | £25,238.05 | £1,224,761.95 |
| 2026 | £38,812.41 | £26,057.62 | £1,198,704.33 |
| 2027 | £37,966.23 | £26,903.80 | £1,171,800.52 |
| 2028 | £37,092.56 | £27,777.47 | £1,144,023.06 |
| 2029 | £36,190.53 | £28,679.50 | £1,115,343.56 |
| 2030 | £35,259.21 | £29,610.82 | £1,085,732.74 |
| 2031 | £34,297.64 | £30,572.39 | £1,055,160.35 |
| 2032 | £33,304.85 | £31,565.18 | £1,023,595.17 |
| 2033 | £32,279.81 | £32,590.22 | £991,004.95 |
| 2034 | £31,221.49 | £33,648.54 | £957,356.41 |
| 2035 | £30,128.81 | £34,741.22 | £922,615.19 |
| 2036 | £29,000.64 | £35,869.39 | £886,745.80 |
| 2037 | £27,835.83 | £37,034.20 | £849,711.60 |
| 2038 | £26,633.20 | £38,236.83 | £811,474.77 |
| 2039 | £25,391.52 | £39,478.51 | £771,996.26 |
| 2040 | £24,109.51 | £40,760.52 | £731,235.73 |
| 2041 | £22,785.87 | £42,084.16 | £689,151.58 |
| 2042 | £21,419.25 | £43,450.78 | £645,700.80 |
| 2043 | £20,008.25 | £44,861.78 | £600,839.01 |
| 2044 | £18,551.43 | £46,318.60 | £554,520.41 |
| 2045 | £17,047.30 | £47,822.73 | £506,697.68 |
| 2046 | £15,494.33 | £49,375.70 | £457,321.98 |
| 2047 | £13,890.92 | £50,979.11 | £406,342.88 |
| 2048 | £12,235.45 | £52,634.58 | £353,708.30 |
| 2049 | £10,526.22 | £54,343.81 | £299,364.49 |
| 2050 | £8,761.49 | £56,108.54 | £243,255.95 |
| 2051 | £6,939.44 | £57,930.59 | £185,325.36 |
| 2052 | £5,058.23 | £59,811.80 | £125,513.57 |
| 2053 | £3,115.93 | £61,754.10 | £63,759.47 |
| 2054 | £1,110.56 | £63,759.47 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
15 Old London Road, Penrith
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Tue May 27 2025
All confirmed! We look forward to speaking with you.
Tue May 27 2025
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