4 bedroom semi-detached for sale

£1,700,000

4

Bedrooms

2

Bathrooms

Floorplan

Your exceptional four bedroom, two bathroom family home arranged over four levels, offers generous proportions, an elegant interior, and a beautifully maintained private garden. Positioned on sought after Osborne Road in Stroud Green, this property is an ideal family home.

Thoughtfully designed throughout, your charming four bedroom home features recessed lighting, generous fitted wardrobes, and premium flooring throughout. This impressive residence spans approximately 1,725 sq ft of internal space, combining contemporary design with functional family living.

The ground floor welcomes you via a stylish hallway with warm wooden flooring and crisp white walls, leading directly into a light-filled open-plan reception and dining area. Floor-to-ceiling glass doors and exposed brick walls frame tranquil garden views, opening onto a private, landscaped outdoor space complete with patio, lawn, and a dedicated storage structure - ideal for al fresco dining and summer entertaining.

The adjoining kitchen is fitted with sleek cabinetry, integrated appliances, and modern worktops, offering both form and functionality. A bright and well-proportioned room, it provides ample space for your expert culinary creations.

Upstairs, three double bedrooms are arranged over the first floor, each benefitting from built-in storage and large windows. A modern family bathroom is also found on this level with more exposed brick walls and marble effect shower. The top floor hosts a further expansive double bedroom, complete with ample eaves storage and Velux-style windows, ideal as a principal suite, guest accommodation, or creative studio. Your lower-ground floor provides separate cellar access and additional living flexibility, currently set up as a utility and storage area.

Located on Osborne Road, a leafy residential street lined with period properties, the home is just moments from lively Stroud Green Road with its vibrant mix of independent cafs, restaurants, and boutique shops. Exce

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1435450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 42500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 160450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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