4 bedroom detached for sale

£475,000

4

Bedrooms

2

Bathrooms

Floorplan

An extremely well presented detached house providing excellent family accommodation and situated within an established, residential development of impressive 4 and 5 bedroom detached family homes. The accommodation, arranged over two floors, in brief, comprises: entrance hall, cloakroom, 3 reception rooms and a spacious kitchen/breakfast room at ground floor level and 4 bedrooms, 3 of which have built in wardrobes, stylish, re-fitted en suite shower room and family bathroom at first floor level. Heating is Calor-propane gas to radiators and the windows are Upvc sealed unit double glazed. There is off road parking, double garage and a good sized, fully enclosed, south facing garden to the rear which offers a good level of privacy and delightful views from bedroom 2 across surrounding countryside.
The Council Tax is currently Band E and the EPC rating is currently Band E.

Haddenham is one of the most highly regarded villages situated just 7 miles south west of the Cathedral City of Ely and 12 miles north of the University City of Cambridge. There is an excellent range of day to day amenities including a primary school, shops, general store/post office, butchers, public house/restaurant, large recreation ground and various clubs and societies, the majority of which are held within the Robert Arkenstal Centre.

Entrance Hall: - Stairs to first floor with storage cupboard under.

Cloakroom: - Close Level WC and vanity wash hand basin.

Study: -

Sitting Room: - Open fireplace and French doors to rear garden.

Dining/Family Room: - Door to:-

Kitchen/Breakfast Room: - Range of matching base and wall cabinets, tiled floor, double oven, ceramic hob with extractor fan above, position for dishwasher, French doors to rear garden and door to:-

First Floor: -

Landing: - Airing cupboard and loft hatch to roof space.

Bedroom 1: - Built in wardrobes and door to:-

En Suite Shower Room: - Fitted cabinets, close coupled WC, vanity wash basin and Shower cubicle.

Bedroom 2: - Built in wardrobes, part timber panelled walls and views across surrounding countryside.

Bedroom 3: - Built in wardrobes, desk unit, fitted shelving and base level cupboards.

Bedroom 4: -

Bathroom: - Low level, wash hand basin, panelled bath and part timber panelled walls.

Outside: - Open plan garden to front and driveway to side providing off road parking and access to a Double Garage 4.87m x 4.87m (1511' x 1511') with twin up and over doors to front, power, light and personal door to rear. A fully enclosed garden to the rear enjoys a delightful southerly aspect and offers a good level of privacy. There is a paved terrace and a large expanse of lawn bordered by well stocked flower and shrub beds. Large timber store shed and door to garage.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 394575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 38325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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