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£375,000
Bedrooms
Bathrooms
Description
This four-bedroom semi-detached house is situated in a highly sought-after area on St. Davids Close in Whitstable, offering convenient access to the town centre, seafront, supermarket, and well-regarded schools. Set across three levels and enjoying sea views from the rear, this home presents a unique layout and excellent potential for family living.
As you enter the property, youll find a bedroom on either side of the hallwayone currently arranged as a dining room, offering flexibility to suit a variety of needs. A short flight of stairs leads down to the lower level, where a generously proportioned lounge sits to the left, and a spacious kitchen/breakfast room to the right. The kitchen opens onto a raised decking area, perfectly positioned to enjoy the outlook to the sea and steps down to a private rear garden.
On the upper floor, there are two further bedrooms along with a modern family bathroom, providing comfortable accommodation for a growing family or visiting guests. Outside, there are established gardens at both the front and rear, while a driveway at the side leads to a garage, offering off-road parking and storage.
Whitstable is a vibrant seaside town famed for its charming harbour, boutique shops, excellent restaurants, and welcoming community. With excellent transport links, coastal walks and a thriving local culture, this home combines practicality, location and lifestyle in equal measure.
WHAT TO DO IF YOU HAVE A PROPERTY TO SELL If youre interested in buying a property and have one to sell, dont worry - were here to help! Our estate agents can provide you with a free property valuation and assist you throughout the selling process. We understand that selling a property can be stressful, which is why we offer this service to make things easier for you. Were committed to providing you with a seamless buying and selling experience, and were always here to help. So why wait? Get in touch with us today and let us guide you through the process!
WHAT TO DO NEXT To view our properties, please book an appointment beforehand. If you make an acceptable offer, please note that we require some documents from you before taking the property off the market. These include a copy of your identification, a copy of your mortgage agreement in principle, proof of deposit, and proof of cash if youre purchasing without a mortgage. If youre using funds from a related sale, well need the name of your selling agent, and the name of your solicitor, who will act for you in the purchase. Once we have all these, we can remove the property from the market.
NOTE Please note that sizes and dimensions provided are approximate and may vary from the actual measurements.
NOT READING THIS ON THE AGENTS WEBSITE? Dont miss out on the complete experience of this property. See all it has to offer by clicking the Explore the full 3D tour from this Agent link below.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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