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£650,000
Bedrooms
Bathrooms
Characterful 3-Bedroom Family Home with Self-Contained 1-Bedroom Annexe on a Generous Plot Houghton Regis
A unique opportunity to purchase this charming three-bedroom family home, originally built in the 1800s and set on a large, private plot in the heart of Houghton Regis. Bursting with character and period features, the property also benefits from a self-contained one-bedroom annexe with its own entrance and separate parking ideal for multi-generational living, guests, or rental income.
The main residence offers spacious accommodation throughout, including a large reception room, a country-style kitchen, breakfast area, utility room/cloakroom and three bedrooms.
The property sits on a generous plot with mature gardens, a large lawn, patio areas, and ample off-road parking. The annexe, accessed via its own private entrance and driveway, includes an open-plan living/kitchen space, a double bedroom, and a shower room offering flexible, independent living.
Ideally located close to local schools, parks, shops, and excellent transport links including nearby access to the A5, M1, and Luton train station, this home perfectly balances peaceful living with everyday convenience.
A truly special property rarely available to the market early viewing highly recommended.
''Disclaimer: Important Notice to Prospective Buyers''
All information provided in this listing has been gathered from sources believed to be reliable, but we cannot warrant its accuracy or completeness. We strongly advise prospective purchasers to carry out their own independent verification of all details. It is recommended that you conduct your own enquiries, inspections, and seek appropriate legal representation prior to proceeding with any purchase.
This notice is in accordance with the guidelines set forth by The Property Ombudsman.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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