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£900,000 Offers over
Bedrooms
Bathrooms
Superbly located within this quiet cul-de-sac is this immaculately presented and spacious detached family home with accommodation amassing over 2500 sq ft.
In brief, to the first floor there are five double bedrooms and family bathroom/WC. The master bedroom suite measures 206' x 125' and incorporates a dressing area and en suite bathroom/WC.
To the ground floor, there are four receptions including living room 198' x 124', dining room 175' x 85', study 11 x 91' and conservatory 1211' x 102'. There is also a fitted kitchen 1311' x 911', utility room and ground floor cloakroom.
Throughout the property there is gas fired central heating via radiators and double glazing.
Externally to the front, a substantial block paved driveway provides access to the integral double width garage. To the rear, an easily maintained garden measures approximately 43 in depth x 38 wide and incorporates a large workshop/outbuilding measuring 155' x 76'.
An internal viewing is strongly advised to fully appreciate the size and standard of accommodation on offer.
ENTRANCE
Double glazed entrance door to the entrance hall. Double glazed window to the side. Laminate flooring. Access to the spacious reception hall.
RECEPTION HALL
Double radiator. Staircase leading to the first floor landing. Laminate flooring. Personal door to the garage.
GROUND FLOOR CLOAKROOM
Obscure double glazed window to the side. Suite comprising low flush WC and wash hand basin with vanity unit beneath. Tiled walls. Radiator.
LIVING ROOM 198' X 124'
Two double glazed windows to the side. Double glazed door and side window to the conservatory. Feature fireplace. Two radiators.
CONSERVATORY 1211' X 102'
Double glazed doors to the side. Double glazed windows overlooking the rear garden. Electric fan light.
FITTED KITCHEN 1311' X 911'
Double glazed window to the rear. Sink unit with cupboards beneath. Further extensive range of white high gloss base and eye level units with worktop surfaces. Built-in oven and five ring gas hob unit with extractor hood above. Space for fridge freezer and dishwasher. Tiled walls. Inset downlighters. Opening to the dining room.
DINING ROOM 175' X 85'
Double glazed window to the side. Double glazed double doors to the rear. Inset downlighters. Radiator. Door to the utility room.
UTLITY ROOM
Double glazed door to the side. Sink unit with mixer tap and cupboards beneath. Further range of white high gloss base and eye level units. Space for washing machine and tumble dryer. Heated towel rail.
STUDY 11 X 91'
Double glazed window to the front. A range of fitted cupboards. Laminate flooring. Radiator.
FIRST FLOOR LANDING
Access to the loft space. Built-in cupboard.
BEDROOM ONE 206' X 125'
Double glazed window to the rear. Double radiator.
DRESSING AREA
Double glazed windows to the side. A range of fitted wardrobes. Door to the en suite.
EN SUITE SHOWER ROOM/WC
Obscure double glazed window to the front. Suite comprising panelled bath, shower cubicle with glazed door, wash hand basin with vanity unit beneath and low flush WC. Tiled walls and flooring. Radiator.
BEDROOM TWO 143' X 910'
Double glazed window to the front. Radiator. Built-in wardrobe.
BEDROOM THREE 111' X 10
Double glazed window to the rear. Radiator.
BEDROOM FOUR 109' X 99'
Double glazed window to the front. Radiator.
BEDROOM FIVE 11 X 87'
Double glazed window to the rear. Radiator.
FAMILY BATHROOM/WC
Double glazed window to the front. Suite comprising panelled bath with shower over and glazed screen, wash hand basin with vanity unit beneath and low flush WC. Tiled walls. Laminate flooring. Heated towel rail.
EXTERIOR
As previously mentioned, the property is set within this sought after and quiet residential turning having easy access of all local amenities and transport links.
FRONTAGE
There is a substantial block paved driveway providing off-road parking for several vehicles and leads to the integral double width garage. Side access leads to the rear garden.
INTEGRAL DOUBLE WIDTH GARAGE 172' X 158'
Electrically operated up and over door. Power and lighting. Personal door to the reception hall.
REAR GARDEN
The garden measures approximately 43 x 39 and commences with a decking area, remainder being laid to artificial grass with fencing to boundaries. Further decking and seating area to the rear. External tap and lighting. Within the garden there is a WORKSHOP/OUTBUILDING 155' X 76'.
Ref No. 5592-25. EPC C. Council Tax Band G.
Council Tax Band: G (Havering London Borough Council)
Tenure: Freehold
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,892.20
Total Interest: £501,192.64
Overall Total: £1,401,192.64
Amortization For Monthly Payment: £3,892.20 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £28,535.02 | £18,171.40 | £881,828.60 |
2026 | £27,944.93 | £18,761.49 | £863,067.12 |
2027 | £27,335.68 | £19,370.74 | £843,696.38 |
2028 | £26,706.65 | £19,999.77 | £823,696.60 |
2029 | £26,057.18 | £20,649.24 | £803,047.36 |
2030 | £25,386.63 | £21,319.79 | £781,727.57 |
2031 | £24,694.30 | £22,012.12 | £759,715.45 |
2032 | £23,979.49 | £22,726.93 | £736,988.52 |
2033 | £23,241.47 | £23,464.96 | £713,523.56 |
2034 | £22,479.48 | £24,226.95 | £689,296.62 |
2035 | £21,692.74 | £25,013.68 | £664,282.94 |
2036 | £20,880.46 | £25,825.96 | £638,456.97 |
2037 | £20,041.80 | £26,664.62 | £611,792.35 |
2038 | £19,175.90 | £27,530.52 | £584,261.83 |
2039 | £18,281.89 | £28,424.53 | £555,837.30 |
2040 | £17,358.85 | £29,347.58 | £526,489.73 |
2041 | £16,405.83 | £30,300.59 | £496,189.13 |
2042 | £15,421.86 | £31,284.56 | £464,904.57 |
2043 | £14,405.94 | £32,300.48 | £432,604.09 |
2044 | £13,357.03 | £33,349.39 | £399,254.70 |
2045 | £12,274.06 | £34,432.37 | £364,822.33 |
2046 | £11,155.92 | £35,550.51 | £329,271.83 |
2047 | £10,001.47 | £36,704.96 | £292,566.87 |
2048 | £8,809.53 | £37,896.90 | £254,669.98 |
2049 | £7,578.88 | £39,127.54 | £215,542.43 |
2050 | £6,308.27 | £40,398.15 | £175,144.28 |
2051 | £4,996.40 | £41,710.02 | £133,434.26 |
2052 | £3,641.93 | £43,064.49 | £90,369.77 |
2053 | £2,243.47 | £44,462.95 | £45,906.82 |
2054 | £799.60 | £45,906.82 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sun May 04 2025
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Sun May 04 2025
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