4 bedroom semi-detached for sale

£210,000

4

Bedrooms

1

Bathrooms

Floorplan

A spacious purpose built four bedroom, two reception room semi-detached family home on this highly sought after area off The Glebe and close to The Glebe Primary school. The property briefly comprises; entrance porch, cloaks/WC, large 24 ft. lounge/dining room, second sitting room, kitchen/breakfast room, conservatory, four first floor bedrooms and family bathroom. There is an open lawn to the front, a long driveway to the side leading to a detached garage and a private enclosed rear garden. Energy Rating: C-72. Council Tax Band: D 2336pa

Entrance Porch - UPVC door with leaded feature light, front aspect UPVC double glazed window, meter cupboards and a radiator.

Cloaks/Wc - Front aspect UPVC double glazed window, vanity unit housing wash basin with tiled splashbacks, low level WC and a radiator.

Lounge/Dining Room - 7.28m x 5.35m (max.) (2310' x 176' (max.)) - Front aspect UPVC double glazed window & rear aspect UPVC double glazed windows, staircase to first floor, coving and three radiators.

Sitting Room - 4.96m x 2.40m (163' x 710') - Front aspect UPVC double glazed bow window & side aspect UPVC double glazed window, exposed floorboards and a radiator.

Kitchen/Breakfast Room - 4.62m x 3.32m (151' x 1010') - Rear aspect UPVC double glazed window and a rear aspect UPVC door opening to the Conservatory. A range of base & wall units with rolled wood effect worksurfaces and tiled splashbacks incorporating 1 bowl stainless steel sink & mixer tap and an electric hob with stainless steel extractor hood over. Built-in double oven, integrated fridge/freezer and dishwasher, space for washing machine and tumble dryer. Exposed floorboards and a radiator.

Conservatory - 2.46m 3.29m (80' 109') - Brick dwarf wall & UPVC construction with a rear aspect UPVC double glazed French doors opening to the garden, exposed floorboards and a wall light.

First Floor Landing - Side aspect UPVC double glazed window, coving and access to loft.

Bedroom One - 3.79m x 4.42m (125' x 146') - Front aspect UPVC double glazed window, range of fitted wardrobes, exposed floorboards and a radiator.

Bedroom Two - 3.40m x 3.33m (111' x 1011') - Rear aspect UPVC double glazed window, exposed floorboards and a radiator.

Bedroom Three - 3.79m x 2.43m (125' x 711') - Front aspect UPVC double glazed window, built-in wardrobe & cupboard and a radiator.

Bedroom Four - 2.40m x 2.42m (710' x 711') - Rear aspect UPVC double glazed window and a radiator.

Bathroom - Rear aspect UPVC double glazed window, white suite comprising; panel enclosed bath, corner walk-in cubicle with thermostatic mixer shower and a vanity unit housing wash basin and a low level WC with concealed cistern. Part tiled walls and a radiator.

Externally - There is an open lawn to the front of the property with a driveway to the side providing parking for a number of vehicles and leads to a detached garage (6.95m x 2.4m) with up & over door, rear window, power & lighting. To the rear is an enclosed and private garden, mostly lawned with patio area and mature trees & shrubs.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 165450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 5250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 7950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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