3 bedroom semi-detached for sale

£690,000 Guide Price

3

Bedrooms

3

Bathrooms

Floorplan

Chapman Square. A modern haven in central Harrogate. For sale with no onward chain. Discover this modern three/four-bedroom semi-detached family house. Chapman Square is a peaceful selection of family homes located within the highly sought-after Sovereign Park development, just off Cornwall Road.

This home combines the tranquillity of modern day living with all the convenience and benefits of being within a short walk away from the renowned spa town of Harrogate and the award-winning valley gardens.

Taking a tour of this exceptional property, the ground floor accommodation starts with a welcoming and spacious entrance hall which sets the tone for this stylish house, and benefits from an under stairs storage cupboard. A bright and airy breakfast kitchen equipped with a comprehensive range of wall and base units, generous (marble effect) work surfaces, stunning feature dual fuel (gas and electric aga) and further integrated appliances. Patio doors provide an abundance of natural light and convenient access to the rear garden creating a seamless indoor-outdoor flow. A generous sized downstairs wc further advantages the practicalities of family living. The ground floor third bedroom offers itself perfectly as a guest suite or additional family space, featuring a private en-suite shower room.

At the first floor the sitting room occupies a beautifully shaped living space, featuring breath taking stone fire place, coal effect fire, views over the garden and the picturesque pine woods via Juliet style doors and window, all of which making the room an ideal blend of relaxation and practicality. The first floor also consists of a fourth bedroom being a flexible space suited to your familys needs, whether as an additional bedroom or formal dining room.

To the second floor is the principal bedroom (again with views to the garden and woods) being a spacious retreat with ample storage from built in wardrobes and an en-suite bathroom. Bedroom two is another generously proportioned bedroom on this floor (again with fitted wardrobes), large window to front, and complemented with a further en-suite.

To the outside the new owner will be welcomed by a neat front garden and a undercover front door. The driveway provides off-road parking leading to a garage with power, roof rafter storage and a handy side door to the garden. Several guest parking spaces are available in the square on a first come first serve basis. The rear garden which can be entered from a garden gate enjoys a sizable patio seating area, perfect for summer barbecues / evening entertaining and an attractive lawned garden. The property enjoys a rear access gate that leads directly to an entrance to the valley gardens. Perfect access for dog walkers and a quick and convenient peaceful stroll when desired.



Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
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Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 571950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 17250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 54450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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