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£365,000 Guide Price
Bedrooms
Bathrooms
This superbly presented and skilfully upgraded three bedroom semi-detached family home features stylish interior design and fixtures of the highest quality including a luxury bathroom and a stunning family dining kitchen overlooking landscaped rear gardens .
With attractive brick elevations, comprehensive double glazing and gas fired underfloor heating throughout this deceptively spacious (954 sqft) family home enjoys a convenient location in this continually popular neighbourhood close to local shops and schools.
In the last three years the property has benefitted from extensive improvements, extension and remodelling; the end result being a stunning home with fixtures of the highest quality and the additional benefit of enclosed southerly facing rear gardens.
A reception hall leads to an elegant sitting room with an entertainment wall having a feature fireplace and space for television.
The 300 sqft family dining kitchen with doors opening into garden areas is a perfect place for relaxing and entertaining featuring extensive quartz worksurfaces, shaker style fitted cabinets and appliances including an induction hob, extractor canopy electric oven and microwave oven , space for fridge / freezer and a pull out larder unit.
A large bespoke island unit, again with quartz work surfaces has a breakfast bar, inset Belfast sink with mixer tap, integrated dish washing machine and wine cooler. The ground floor layout is completed by a utility room and guest cloakroom with w.c.
At first floor level the main bedroom has a front bay, a further double bedroom has an extensive range of wardrobes and along with third family bedroom is served by a luxury house bathroom.
Equal care and attention has been paid the landscaping of the rear gardens with a combination of lawns and seating areas; safe play space for children and pets with double width paved off road parking to the front of the property.
A choice of primary schools and local shops lie within close walking distance as does delightful open countryside in the Knox hamlet and the Bilton Gorge, There are regular public transport services from Crab Lane into Harrogate town centre.
Proceeeding from Skipton Road into Crab Lane and past St Johns Church turn right into Hill Top Avenue where the property will be found on the right hand side by our for sale board.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,578.50
Total Interest: £203,261.46
Overall Total: £568,261.46
Amortization For Monthly Payment: £1,578.50 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £11,572.54 | £7,369.51 | £357,630.49 |
| 2026 | £11,333.22 | £7,608.83 | £350,021.66 |
| 2027 | £11,086.14 | £7,855.91 | £342,165.75 |
| 2028 | £10,831.03 | £8,111.02 | £334,054.73 |
| 2029 | £10,567.64 | £8,374.41 | £325,680.32 |
| 2030 | £10,295.69 | £8,646.36 | £317,033.96 |
| 2031 | £10,014.91 | £8,927.14 | £308,106.82 |
| 2032 | £9,725.02 | £9,217.03 | £298,889.79 |
| 2033 | £9,425.71 | £9,516.34 | £289,373.45 |
| 2034 | £9,116.68 | £9,825.37 | £279,548.07 |
| 2035 | £8,797.61 | £10,144.44 | £269,403.64 |
| 2036 | £8,468.19 | £10,473.86 | £258,929.77 |
| 2037 | £8,128.06 | £10,813.99 | £248,115.79 |
| 2038 | £7,776.89 | £11,165.15 | £236,950.63 |
| 2039 | £7,414.32 | £11,527.73 | £225,422.91 |
| 2040 | £7,039.98 | £11,902.07 | £213,520.83 |
| 2041 | £6,653.47 | £12,288.57 | £201,232.26 |
| 2042 | £6,254.42 | £12,687.63 | £188,544.63 |
| 2043 | £5,842.41 | £13,099.64 | £175,444.99 |
| 2044 | £5,417.02 | £13,525.03 | £161,919.96 |
| 2045 | £4,977.81 | £13,964.24 | £147,955.72 |
| 2046 | £4,524.34 | £14,417.71 | £133,538.02 |
| 2047 | £4,056.15 | £14,885.90 | £118,652.12 |
| 2048 | £3,572.75 | £15,369.30 | £103,282.82 |
| 2049 | £3,073.66 | £15,868.39 | £87,414.43 |
| 2050 | £2,558.35 | £16,383.69 | £71,030.74 |
| 2051 | £2,026.32 | £16,915.73 | £54,115.01 |
| 2052 | £1,477.00 | £17,465.04 | £36,649.96 |
| 2053 | £909.85 | £18,032.20 | £18,617.77 |
| 2054 | £324.28 | £18,617.77 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Thu May 08 2025
All confirmed! We look forward to speaking with you.
Thu May 08 2025
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