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£595,000 Guide Price
Bedrooms
Bathrooms
This impressive five bedroom mid terrace period home with stylish contemporary interiors is perfectly situated close to highly regarded schools, open countryside and local shopping parades.
Otley Road is a convenient and popular neighbourhood on the Western outskirts of Harrogate with an excellent range of amenities and strong community spirit.
This impressive five bedroom mid terrace Victorian villa with double glazing and central heating achieves a clever blend of period features with contemporary fixtures and interior design.
A welcoming reception hall leads to an elegant sitting room with elevated front bay aspects, a separate dining room and a superb open plan family kitchen with underfloor heating extensive ranges of fitted cabinets and works surfaces along with integrated appliances. Additionally there is a flexible range of basement rooms with a wide variety of potential uses.
The double principle bedroom extends the full width of the property and has its own 'closet' style walk in wardrobe. There are two further first floor bedrooms and a stunning and spacious house bathroom with walk in shower enclosure and underfloor heating .
Finally on the second floor two further family bedrooms lend themselves to teenager or guest occupation. There are walled ornamental front gardens and an enclosed south facing rear courtyard laid out with ease of maintenance in mind. On road parking is available to the front and rear of the property.
Within current catchment for Harrogate Grammar School, and an excellent choice of primary schools and local shopping parades this is the perfect setting for the growing family.
Proceeding out of Harrogate towards Harlow Hill the property will be identified after Harlow Moor Drive on the left hand side by our for sale board.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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