5 bedroom detached for sale

£925,000 Guide Price

5

Bedrooms

3

Bathrooms

Floorplan

An attractive and beautifully appointed five bedroom detached family home which has undergone a comprehensive scheme of improvement and extension in recent years together with private garden, ample parking and garage situated in a secluded location within the heart of this highly regarded village.

An excellent opportunity to acquire a most attractive and spacious detached family home which has undergone a comprehensive scheme of improvement and extension in recent years. To the first floor many of the bedrooms enjoy a delightful private aspect over the adjoining field.

With oil central heating and solar panels viewing is highly recommended and the property briefly comprises reception hall with guest w/c and separate cloaks cupboard. There is an attractive extended lounge with part vaulted ceiling and feature glazed gable wall. There is a wood burning stove and bi-folding doors onto the private rear terrace. The lounge opens into the dining room and beyond is a staircase hallway with door to the rear. There is a further sitting room with dual aspect and a separate study with bespoke built-in furniture.

A modern dining kitchen comprises a range of matching wall and base units with matching island unit. A range style oven has a gas hob (connected to bottled gas), integrated dishwasher and space for a fridge freezer. French doors enjoy a private aspect to the front garden. There is also a separate utility room.

To the first floor the principal bedroom has a re-fitted en-suite bathroom with separate shower and walk-in wardrobe. There are three further bedrooms and modern house bathroom. The guest bedroom is accessed via a separate staircase and has its own en-suite bathroom.

The property is approached via remote controlled double opening gates leading to a driveway providing ample parking with integral garage beyond. The gardens offer an excellent degree of privacy to both the front and rear and will be ideal for those entertaining and to those with family requirements. To the front is a superb entertaining space with covered seating area and bar. There are two garden stores, garden shed and summerhouse. To the rear is a large terrace and vegetable garden with raised beds and greenhouse.

The property occupies a delightful secluded setting adjoining open fields within this highly sought after village. Kirk Hammerton has an historical church, highly regarded primary school and is ideally placed for the commuter being within easy reach of the A1/M which offers direct access to Yorkshires commercial centres and further afield. The nearby railway station at Hammerton provides access to York, Knaresborough, Harrogate and Leeds.

Local Authority & Council Tax Band
North Yorkshire Council Council Tax Band G

Tenure, Services & Parking
Freehold Mains electricity, water and drainage are installed. Heating is via an oil fired boiler. There is no mains gas in the village Garage and ample off-street parking

Internet & Mobile Coverage
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages

Flooding
Check for flooding in England - GOV.UK indicate the long term flood risks for this property are: - Surface Water - Very low; Rivers & the Sea - Very low; Groundwater - Flooding from groundwater is unlikely in this area; Reservoir - Flooding from reservoirs is unlikely in this area.

Proceed out of Knaresborough on the A59 and over the A1 signposted to York. Take the first turning right for Kirk Hammerton at the Whixley crossroads and then take your first left. Proceed under the railway bridge and through the village and just past The Green the property can be found on the right hand side.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 765825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 72075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message