4 bedroom semi-detached for sale

£600,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

A stunning four / five bedroom semi-detached family home which has undergone a comprehensive scheme of extension and improvements in recent years enjoying delightful private gardens adjoining the Nidd Gorge.

The property has recently undergone a comprehensive scheme of extension and improvements in recent years and now reveals beautifully appointed and flexible living accommodation over three floors. The property has been designed to fully appreciate the magnificent aspect over the Nidd Gorge to the rear and viewing is highly recommended. With gas central heating the property briefly comprises entrance porch leading into the reception hall with staircase to the first floor and understairs storage. There is an attractive lounge with bay window to the rear and study / bedroom five which is currently being used as a gym. There is also a contemporary shower room. A stunning open plan living / family kitchen has bifold doors onto the raised rear deck and there are two lantern lights allowing light to flood in. The kitchen comprises a contemporary range of matching wall and base units with matching island unit with wine fridge. Integrated appliances include twin ovens, microwave, fridge, freezer, dishwasher and induction hob with filter hood over. There is also a separate utility with space for appliances.

To the first floor are two double bedrooms and a third single bedroom. A luxury house bathroom has a contemporary free standing ball and claw foot bath and separate shower cubicle.

There is a fourth double bedroom on the second floor with open wardrobe, eaves storage and en-suite wet room

Outside there is off-street parking for two cars and a further feature is the private landscaped rear garden which adjoins the Nidd Gorge and would be ideal for those entertaining and for those with family requirements.

The situation combines the advantages of an attractive setting with ease of access to town centre shopping, recreational and schooling facilities within this popular market town which has a railway station with mainline links. The property adjoins the Nidd Gorge where delightful walks can be enjoyed. The southern bypass and the A1/M are also convenient and provide access to the principal commercial centres of North and West Yorkshire.

Local Authority & Council Tax Band:
North Yorkshire Council,
Council Tax Band D

Tenure, Services & Parking:
Freehold
All mains services are installed. Central heating and hot water is from a gas fired boiler and solar panels
Off-street parking

Internet & Mobile Coverage:
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages.

Flooding:
Check for flooding in England - GOV.UK indicate the long term flood risks for this property are: - Surface Water - Very low; Rivers & the Sea - Very low; Groundwater - Flooding from groundwater is unlikely in this area; Reservoir - Flooding from reservoirs is unlikely in this area.

Agents Note: Please note that the lead photograph on the brochure is taken from the rear and the property is attached at both sides

From our office proceed up the High Street and through the traffic lights. Turn right into King James Road and at the mini roundabout turn left into Aspin Lane. Proceed down Aspin Lane turning right into Aspin Avenue, proceed all the way along turning right where the property can be found at the head of the cul-de-sac.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 497700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 47700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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