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£625,000 Guide Price
Bedrooms
Bathrooms
An attractive and well-appointed three bedroom detached cottage set amidst delightful private gardens together with ample parking and garage/workshop, located toward the head of a cul-de-sac within this prime residential location.
Windrush Cottage represents a rare opportunity to acquire a most attractive and beautifully appointed cottage situated toward the head of a cul-de-sac within this prime residential location.
Viewing is highly recommended and with gas fired heating and uPVC double glazing the property briefly comprises; a reception hall which leads through to the sitting room with a living flame gas fire and windows to two elevations. An arch leads through into the dining room with French doors and picture windows either side leading to the private garden. Beyond is a garden room which enjoys a delightful open aspect and has French doors on to the south facing terrace. A breakfast kitchen comprises a contemporary range of matching wall and base units with working surfaces and splashbacks over, an inset sink, oven with four ring electric hob and filter hood over, an integrated fridge and dishwasher and rear access door. There is a separate walk-in pantry and the utility room has space and plumbing for appliances. The inner hall has access to a boarded attic via folding loft ladder which offers excellent potential for conversion subject to all the necessary consents. The principle bedroom has a refitted en-suite shower room with a large walk-in shower. There are two further bedrooms, one which is currently being used as a study and the house bathroom comprises a matching white three piece bath suite with separate shower cubicle.
Outside a driveway provides ample off street parking and leads to a garage/workshop with vaulted ceiling and offers further potential for conversion subject to all the necessary consents.
A further feature is the private and attractive landscaped garden. There is a terrace which wraps around from the south to west facing aspect with shaped lawned garden and deep flowerbed borders with many specimen shrubs. The gardens will no doubt appeal to those entertaining and for those with family requirements.
The property enjoys a prime location on the outskirts of Knaresboroughs historic market town where there is shopping, recreational and schooling facilities for all age groups. There is a railway station with mainline links and the southern bypass is also convenient with the A1(M) providing comfortable daily access to the commercial centres of North and West Yorkshire.
Local Authority & Council Tax Band
North Yorkshire Council,
Council Tax Band E
Tenure, Services & Parking
Freehold
Mains electricity, water, drainage and gas installed
Domestic heating and hot water from a gas fired boiler
Internet & Mobile Coverage
For information on Internet and Mobile coverage access the Ofcom website from this link
Flooding
For information on flood risks please use this link Check for flooding in England - GOV.UK
Proceed out of Knaresborough on the B1615 for approximately half a mile turning left into Netheredge Drive. Turn right into Fortune Hill and proceed turning left into Fortune Close where the property will be seen directly in front of you.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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