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£238,500 Guide Price
Bedrooms
Bathrooms
Available with no onward chain, a two bedroom semi-detached bungalow with staircase leading to a substantial first floor occasional room flooded with ample natural light, pleasant front and rear gardens, ample driveway parking, garage and open views to the front.
5 Banksfield Mount is a traditional two bedroom semi-detached bungalow which has been extended to include a staircase which leads to a substantial first floor fully boarded occasional room with ample natural light.
The property is now in need of some cosmetic TLC but would be ideal for someone wishing to stamp their own personality on the accommodation or to extend it further, subject to the necessary consents.
To the ground floor is a hallway and living room with fitted kitchen, together with two bedrooms, one having French windows to the rear garden and the aforementioned access to the roof area.
All mains services are installed including gas-fired central heating and sealed unit double glazing. There is a long driveway providing parking for several cars, leading to an outbuilt garage which now needs renovation, and there are delightful gardens to the front and rear.
Situated on Banksfield Mount, the property has easy access to Yeadon which is a thriving and well-connected town offering a perfect bland of suburban charm and everyday convenience.
There is a range of independent shops, cafes, public houses, and restaurants as well as a Morrisons supermarket. It is close to the A65 which goes directly into Leeds centre and access routes to Bradford. There is a rail link from Guiseley and Horsforth stations into Leeds and for those needing travel further afield, Leeds Bradford International Airport is only a short drive away.
Local Authority & Council Tax Band
Leeds City Council
Council Tax Band B
Tenure, Services & Parking
Freehold
All mains services including double glazing and gas central heating
Driveway and garage
Internet & Mobile Coverage
For information on Internet and Mobile coverage access the Ofcom website from this link
Flooding
For information on flood risks please use this link Check for flooding in England - GOV.UK
From our offices in Otley, proceed along Kirkgate turning right at the cross roads, continue to following this road right up to the top of Bradford road until you pass Wetherby whaler then turn left at the roundabout on the A65 into Guiseley. In the centre of the town turn left onto Oxford Road, passing the railway station and at the roundabout take the first exit turning onto Queensway and then the third turning left onto Coppice Wood Avenue. Proceed a few hundred yards and take the second turning left onto Banksfield Mount where the property will be seen on the left hand side identified by our for sale board.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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