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£575,000 Offers over
Bedrooms
Bathrooms
Delightfully situated in a private rural location with excellent views over the countryside is a beautifully presented four bedroom listed stone built farmhouse offering quality family living accommodation situated in an idyllic location between the villages of Wilsden and Allerton.
An outstanding stone built semi detached farmhouse offering beautifully presented family living accommodation planned over two floors. The home has been sympathetically modernised to an high standard in the main living areas and includes quality yet characterful facilities and will almost certainly appeal to the more discerning buyer seeking a charming home in a beautiful location. With further potential in attic rooms, cellars and large workshop/garage an early viewing is highly recommended to understand the deceptive nature of this stunning family home.
The accommodation briefly comprises dining kitchen with traditional aga style stove, dining room with log burning stove, lounge with log burning stove and further living room all to the ground floor. Heading to the first floor landing there is the master bedroom with en-suite shower room, two double bedrooms, house bathroom and a further large double bedroom giving access to the attic rooms. The second floor houses two large occassional rooms in the attic space, both with potential to have as further bedrooms. Futhermore there is a vaulted cold storage cellar and another cellar room.
Externally the property is approached via a private road leading to Upper Green Farm and the surrounding cottages. There is a private driveway leading to the double detached garage at the side of the property. At the rear the property has a good sized stone paved patio with steps to the lawned garden and access to garage and further storage. The gardens are well stocked with mature trees and shrubs and slope gently away from the home to a smallholding area. The smallholding part of the property has a mature vegetable patch, large open field for livestock and storage for both.
Situated in between the two villages of Wilsden and Allerton both with a range of ameneties including schools, shops, doctors surgeries and popular pubs and dining establishments. The property is also within easy striking distance of Shipley, Bingley, the world heritage site of Saltaire and historic home of the Brontes Haworth village. We would also class the property as been well within commuting distance of popular Yorkshire business centres such as Bradford, Leeds, Skipton and Halifax.
Council Tax
The City of Bradford Metropolitan District Council - Council Tax Band E
Services
Mains electricity and water. Domestic heating is from a oil fired aga style stove. Drainage is to a septic tank, please contact us for more information.
Parking
Driveway parking leading to a double detached garage.
Internet and Mobile Coverage
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) available from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages.
Heading from Bingley, Saltaire or Bradford approach towards Sandy Lane crossroads. Follow Stony Lane as it turns in to Prune Park Lane. Turn right on to Allerton Road. Turn left onto Long Lane, at the bottom of the hill turn left and follow to where the road widens out, continue straight ahead along the private lane until the road bends sharply to the left, Upper Green farm can be found on the right.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,486.68
Total Interest: £320,206.41
Overall Total: £895,206.41
Amortization For Monthly Payment: £2,486.68 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £18,230.71 | £11,609.50 | £563,390.50 |
2026 | £17,853.71 | £11,986.51 | £551,403.99 |
2027 | £17,464.46 | £12,375.75 | £539,028.24 |
2028 | £17,062.58 | £12,777.63 | £526,250.61 |
2029 | £16,647.64 | £13,192.57 | £513,058.04 |
2030 | £16,219.24 | £13,620.98 | £499,437.06 |
2031 | £15,776.91 | £14,063.30 | £485,373.76 |
2032 | £15,320.23 | £14,519.98 | £470,853.78 |
2033 | £14,848.71 | £14,991.50 | £455,862.28 |
2034 | £14,361.89 | £15,478.33 | £440,383.95 |
2035 | £13,859.25 | £15,980.96 | £424,402.99 |
2036 | £13,340.29 | £16,499.92 | £407,903.07 |
2037 | £12,804.48 | £17,035.73 | £390,867.34 |
2038 | £12,251.27 | £17,588.94 | £373,278.39 |
2039 | £11,680.10 | £18,160.12 | £355,118.28 |
2040 | £11,090.37 | £18,749.84 | £336,368.44 |
2041 | £10,481.50 | £19,358.71 | £317,009.72 |
2042 | £9,852.85 | £19,987.36 | £297,022.37 |
2043 | £9,203.79 | £20,636.42 | £276,385.95 |
2044 | £8,533.66 | £21,306.56 | £255,079.39 |
2045 | £7,841.76 | £21,998.46 | £233,080.93 |
2046 | £7,127.39 | £22,712.82 | £210,368.11 |
2047 | £6,389.83 | £23,450.39 | £186,917.72 |
2048 | £5,628.31 | £24,211.91 | £162,705.82 |
2049 | £4,842.06 | £24,998.15 | £137,707.67 |
2050 | £4,030.28 | £25,809.93 | £111,897.74 |
2051 | £3,192.14 | £26,648.07 | £85,249.67 |
2052 | £2,326.79 | £27,513.43 | £57,736.24 |
2053 | £1,433.33 | £28,406.88 | £29,329.36 |
2054 | £510.86 | £29,329.36 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sat Jun 14 2025
All confirmed! We look forward to speaking with you.
Sat Jun 14 2025
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