4 bedroom terraced for sale

£275,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Delightfully situated within a sought after residential location is a well presented four bedroom stone built period home offering deceptively spacious living accommodation with good sized gardens and views over the Aire valley.

Delightfully situated within a prestigious residential location on the outskirts of the village of Sandy Lane is this well presented and extended stone built terraced home. The property will most certainly appeal to the more discerning purchaser seeking a substantial four bedroom period home which boasts an array of character features with modern extensions. With a good size private rear garden, gated driveway, external office and barn this spacious home needs to be viewed to be appreciated.

The accommodation briefly comprises to the ground floor an entry porch, lounge with log burning stove and modern microcement floored kitchen diner with utility cupboard and house shower room off. From the loung there is a stone vaulted cellar. The first floor houses master suite with a bathroom to the side and patio doors opening on to a large balcony with glass balustrade giving exceptional views across the valley. The first floor also houses three further bedrooms and store cupboards at the top of the stairs. Externally to the front is a cottage style garden with stone walls and a small flower bed. To the rear is a good sized garden previously used as part of a smallholding with beds around, greenhouse, chicken coop, vegetable garden and a substantial lawn. There is also a private gated driveway, a recently renovated office space of a good standard and a traditional stone barn for external storage.

The property is situated in a row of terraced cottages surrounded by farmland, named the Bay of Biscay for their long reaching views over the Aire valley. The property is a few minutes walk from the popular Chellow Dene woodland and reservoir. Sandy Lane is a popular and well established residential neighbourhood in the heart of the Aire Valley, The Historic World Heritage site of Saltaire is within comfortable driving distance where a broad range of everyday shops and quaint eateries are available as well as a railway station from where there is a frequent service into the cities of Leeds and Bradford and into the popular local market town of Skipton.

Council Tax
The City of Bradford Metropolitan District Council - Council Tax Band C

Services
Mains electricity, water, drainage and gas are installed. Domestic heating is from a gas fired combination boiler.

Parking
Driveway parking.

Internet and Mobile Coverage
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages.

From Saltaire head up Moorhead Lane and High Bank Lane, going ahead at the traffic lights on to Stoney Ridge Road. At the end turn right on to Haworth Road and the property will be on the right hand side.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 229575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 23325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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