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£225,000 Guide Price
Bedrooms
Bathrooms
A two, double bedroom top floor apartment that enjoys some fantastic far reaching views, forming part of this period property in this much sought after location, ideally positioned for easy access to the many amenities available in the centre of Ben Rhydding and only a few moments walk to Ben Rhydding train station.
This spacious top floor apartment will appeal to a variety of purchasers, including first time buyers, buy-to-let investors and those seeking a convenient bolt hole in the area, as its location makes for an ideal lock up and leave property or commuter base.
The accommodation, which has been significantly improved by the current owner, is located on the top floor of this large period property and is accessed via a communal ground floor entrance hallway and staircase.
On entering the apartment there is a useful central hall leading to a good sized contemporary dining kitchen which has a range of modern coloured units with composite working surfaces over and a number of integrated appliances that include an oven, hob and extractor, dishwasher, washing machine, fridge and freezer. There is a light and airy sitting room, two double bedrooms and a modern house bathroom. Of particular note are the far-reaching views from all the main rooms.
The location itself could not be more convenient, being in the heart of Ben Rhydding, within a short stroll of shops, schools, cafes, pub and railway station - from where there are regular commuter services to Leeds/Bradford city centres. Ben Rhydding also has its own golf course and sports club, and there are pleasant walks to be enjoyed throughout the surrounding countryside. Ilkley town centre, with its wider range of shops, restaurants and amenities, is approximately one mile away.
Agents Notes:
Council Tax:
City of Bradford Metropolitan District Council
Council Tax Band B
Tenure:
The property is leasehold with the balance of 999 years from 1st January 1994
Service Charge TBC
Ground Rent TBC
The property is located within the Ben Rhydding conservation area
Services:
All main services installed with gas fired central heating
Parking:
On street parking
Internet & Mobile Coverage:
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages.
Flooding:
Check for flooding in England - GOV.UK indicate the long term flood risks for this property are: - Surface Water - Very low
Rivers & the Sea - Very low
Groundwater - Flooding from groundwater is unlikely in this area
Reservoir - Flooding from reservoirs is unlikely in this area
Travelling from Ilkley towards Ben Rhydding along Bolling Road, continue past St Johns Parish Church on the right hand side. The property is located a little further along on the left hand side before the parade of shops and is identified by a For Sale board.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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