Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£499,995 Guide Price
Bedrooms
Bathrooms
Whether youre looking for a family home, a place to retire, or a property that can adapt as your needs change, this detached home offers the perfect blend of flexibility and comfort. The thoughtfully designed spaces allow you to tailor the home to suit your lifestyle, making it a wise investment for the future.
Situated on a generous plot in the desirable North Side of Ripon, this impressive 3/4 bedroom detached home offers versatile living spaces perfect for growing families or those seeking single-story living. The property boasts ample opportunities for customization, making it an ideal home for both contemporary lifestyles and future adaptations.
As you step inside, you are welcomed by a spacious entrance hall that sets the tone for the rest of the home. The hallway provides easy access to all ground-floor rooms and adds a sense of grandeur to the property.
The expansive living room is a standout feature, with dual aspect windows that flood the space with natural light. This room is versatile, offering multiple uses such as a lounge/study combination or a lounge/dining area. The open layout allows you to customize the space to fit your lifestyle.
Separate Dining Room/Additional Bedroom: Adjacent to the living area is a separate dining room that could easily serve as a fourth bedroom if needed. This room is ideal for formal dining, but its flexibility allows it to adapt to your specific needs. The current home office offers a quiet space for working from home. However, this room can easily be converted into a downstairs bathroom, enhancing the convenience and accessibility for single floor living.
The first floor boasts three bedrooms, each offering ample space and comfort. These rooms are easily adaptable to accommodate different configurations, depending on your requirements.
The bathroom is large and well-appointed, providing plenty of room for relaxation. The layout of the first floor allows for potential reconfiguration, ensuring the property can evolve with your needs.
Situated in a desirable area, this home benefits from easy access to local amenities, schools, and transport links. Enjoy the tranquility of suburban living while being conveniently close to everything you need.
Services
Mains, gas, water and drainage are installed. Domestic heating is Air source heat pump.
Parking
Off Road
Internet and Mobile Coverage
Information obtained from the Ofcom website indicates that an internet connection is available from at least one provider. Mobile coverage (outdoors), is also available from at least one of the UKs four leading providers. For further information please refer to:
Tenure
Freehold
Council Tax Band
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
