4 bedroom detached for sale

£660,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

A stunning executive home with exceptional space & versatile living with delightful gardens and situated with a popular residential location in Bedale.

Highfield is a larger than average four bedroom detached home, designed with space, elegance, and modern family living in mind. This executive-style property boasts an impressive layout, featuring multiple reception rooms, seamless indoor-outdoor living, and thoughtfully designed spaces that offer flexibility for work, relaxation, and entertainment.
From the moment you arrive, the charming front conservatory welcomes you, providing a peaceful spot to enjoy the surrounding views before leading into the spacious entrance hall. With ample storage and a dedicated cloak area, every detail has been considered to enhance everyday convenience.
A generously sized study, ideal for remote working, or alternatively, a snug retreat for relaxation away from the main living areas.
A grand yet inviting space, the living room boasts a beautiful bay window, filling the room with natural light. French doors seamlessly connect this space to the rear conservatory, enhancing the indoor-outdoor flow and offering a perfect spot for entertaining or unwinding with views over the garden. A grand yet inviting space, the living room boasts a beautiful bay window, filling the room with natural light. French doors seamlessly connect this space to the rear conservatory, enhancing the indoor-outdoor flow and offering a perfect spot for entertaining or unwinding with views over the garden. The open-plan kitchen, dining, and living area is the true focal point of Highfield a space designed for family gatherings, social occasions, and effortless day-to-day living.
The first floor landing leads to four generously proportioned bedrooms, each designed for comfort and style. A luxurious principal bedroom offering ample space and a private en-suite bathroom. Bedroom two also offers the privacy of an en-suite with large built in storage. Two further bedrooms which share the spacious family bathroom. Highfield benefits from beautifully landscaped gardens, offering the perfect blend of privacy and open space for outdoor living. The rear garden provides a peaceful retreat, with seating areas, lawn space, and mature planting, making it ideal for entertaining or enjoying quiet moments in nature. An additional benefit to the
exterior is the outbuilding currently used as an art studio and could potentially be a home office
or gym.

The property also includes a spacious driveway and garage, ensuring ample off-street parking.

Services
Mains gas, electricity and water drainage is septic tank. Domestic heating is gas.

Parking
Off Road

Internet and Mobile Coverage
Information obtained from the Ofcom website indicates that an internet connection is available from at least one provider. Mobile coverage (outdoors), is also available from at least one of the UKs four leading providers. For further information please refer to:

Tenure
Freehold

Council Tax Band F



Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £2,854.28

Total Interest: £367,541.27

Overall Total: £1,027,541.27

Amortization For Monthly Payment: £2,854.28 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£20,925.68 £13,325.69 £646,674.31 
2026£20,492.95 £13,758.42 £632,915.88 
2027£20,046.17 £14,205.21 £618,710.68 
2028£19,584.87 £14,666.50 £604,044.17 
2029£19,108.60 £15,142.77 £588,901.40 
2030£18,616.86 £15,634.51 £573,266.89 
2031£18,109.15 £16,142.22 £557,124.66 
2032£17,584.96 £16,666.42 £540,458.25 
2033£17,043.74 £17,207.63 £523,250.61 
2034£16,484.95 £17,766.43 £505,484.19 
2035£15,908.01 £18,343.37 £487,140.82 
2036£15,312.34 £18,939.04 £468,201.78 
2037£14,697.32 £19,554.06 £448,647.72 
2038£14,062.33 £20,189.05 £428,458.68 
2039£13,406.72 £20,844.66 £407,614.02 
2040£12,729.82 £21,521.56 £386,092.47 
2041£12,030.94 £22,220.44 £363,872.03 
2042£11,309.36 £22,942.01 £340,930.02 
2043£10,564.36 £23,687.02 £317,242.100 
2044£9,795.15 £24,456.22 £292,786.78 
2045£9,000.97 £25,250.40 £267,536.38 
2046£8,181.00 £26,070.37 £241,466.01 
2047£7,334.41 £26,916.97 £214,549.04 
2048£6,460.32 £27,791.06 £186,757.98 
2049£5,557.85 £28,693.53 £158,064.45 
2050£4,626.06 £29,625.31 £128,439.14 
2051£3,664.03 £30,587.35 £97,851.79 
2052£2,670.75 £31,580.63 £66,271.16 
2053£1,645.21 £32,606.16 £33,665.00 
2054£586.38 £33,665.00 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 534,700

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

35%

Annual Rental Profit

£ 36,024

Cumulative Rental Profit

£ 360,241

Cost of Purchase

£ 39,700
  • Stamp Duty
    £ 20,500

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16,500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 43,176
  • Mortgage Interest
    £ 24,062

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 10,454
  • Letting Fee
    £ 240
  • Maintenance
    £ 7,920
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 735,611
  • Final Equity Profit
    £ 375,370

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 360,241

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 1,075,070

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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