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£685,000 Guide Price
Bedrooms
Bathrooms
Tucked away in a peaceful and sought-after location on South Crescent , this beautifully presented four-bedroom detached property offers generous accommodation ideally suited to modern family living.
Situated in the highly sought-after and secluded South Crescent area of Ripon, this impressive four-bedroom detached home has been skillfully extended by the current owners to create a spacious and flexible family residence.
With an emphasis on comfort, light, and flow, this property offers the ideal blend of practical family living and contemporary style, all nestled in a peaceful and well-established location.
The lounge, positioned at the front of the property with windows to three sides, is a bright and airy room, perfect for both relaxing and entertaining. A well-proportioned dining room ideal for formal dining occasions or as a second reception room. The heart of the home is the extended and open-plan kitchen/diner with high quality fittings, ample worktop space, and room for family dining. French doors then lead out onto the delightful garden. The utility is a practical space off the kitchen with plumbing for laundry appliances and additional storage, there is also a seperate w/c which completes the ground floor.
To the first floor is a bright and spacious landing with potential for a reading nook or home workspace. A spacious master bedroom with ensuite facilities, bedroom two is a wonderful size with the opportunity to create a second en-suite. there are then two further bedrooms and house bathroom. The exterior boast a long driveway, allowing off road parking for numerous vehicles, an integrated double garage is the perfect addition storage and offers an integrated door into the kitchen. The rear garden is a true delight, with a walled perimeter this is a real treat. The garden has been thortfully planted with a central pond and bridge to cross, a patio area sits perfectly allowing you to soak in the beautiful surroundings.
Freehold
Mains gas, electric, water & drainage. Domestic heating is gas.
Off road parking and garage
Internet & Mobile Coverage
The Ofcom website shows internet available from at least 1 provider. Outdoor mobile coverage (excl 5G) likely from at least 1 of the UKs 4 main providers. Results are predictions not a guarantee & may differ subject to circumstances, exact location & network outages
Flooding
Check for flooding in England - GOV.UK indicate the long term flood risks for this property are: - Surface Water - Very low; Rivers & the Sea - Very low; Groundwater - Flooding from groundwater is unlikely in this area; Reservoir - Flooding from reservoirs is lunlikely in this area.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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